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Liquidity & Balance Sheet · Illinois

US Banks with Highest Share of Uninsured Deposits in Illinois

Ranked among banks headquartered in Illinois. Re-ranked 1-55 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: CIBC BANK USA — 66.33% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 55 banks with reported data Showing: Top 55 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Cibc Bank USA Chicago , IL 66.33% $65.13B
2 Signature Bank Rosemont , IL 66.07% $1.95B
3 First American Bank Elk Grove Village , IL 57.72% $8.22B
4 Amalgamated Bank of Chicago Chicago , IL 54.84% $1.28B
5 Carrollton Bank Carrollton , IL 53.03% $3.82B
6 BMO Bank N.A. Chicago , IL 52.33% $251.96B
7 Lakeside Bank Chicago , IL 50.19% $2.86B
8 American Community Bank & Trust Woodstock , IL 48.85% $1.17B
9 First Bankers Trust Company, N.A. Quincy , IL 47.38% $1.24B
10 Northbrook Bank & Trust Company, N.A. Northbrook , IL 46.99% $6.81B
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11 Lake Forest Bank & Trust Company, N.A. Lake Forest , IL 46.79% $9.00B
12 Wintrust Bank, N.A. Chicago , IL 45.70% $9.28B
13 Republic Bank of Chicago Oak Brook , IL 42.84% $2.54B
14 Busey Bank Champaign , IL 42.58% $18.01B
15 CNB Bank and Trust, N.A. Carlinville , IL 41.31% $1.79B
16 Village Bank & Trust, N.A. Arlington Heights , IL 40.97% $3.47B
17 First Southern Bank Marion , IL 37.67% $1.05B
18 United Community Bank Chatham , IL 37.56% $4.17B
19 Wheaton Bank & Trust Company, N.A. Wheaton , IL 37.09% $4.46B
20 Hinsdale Bank & Trust Company, N.A. Hinsdale , IL 37.04% $6.50B
21 Schaumburg Bank & Trust Company, N.A. Schaumburg , IL 34.91% $2.39B
22 Byline Bank Chicago , IL 33.50% $9.89B
23 American Commercial Bank & Trust, N.A. Ottawa , IL 32.80% $2.04B
24 Blackhawk Bank & Trust Milan , IL 32.78% $1.96B
25 Bank of Pontiac Pontiac , IL 32.69% $1.20B
26 Crystal Lake Bank & Trust Company, N.A. Crystal Lake , IL 31.33% $2.15B
27 Foresight Bank Winnebago , IL 30.30% $1.76B
28 Providence Bank & Trust South Holland , IL 30.04% $1.56B
29 Dieterich Bank Effingham , IL 30.01% $1.55B
30 Northern Trust Company, the Chicago , IL 29.22% $173.84B
31 ST. Charles Bank & Trust Company, N.A. Saint Charles , IL 28.38% $3.54B
32 Peoples National Bank, N.A. Mount Vernon , IL 28.13% $2.01B
33 Beverly Bank & Trust Company, N.A. Chicago , IL 27.75% $2.66B
34 First Mid Bank & Trust, N.A. Mattoon , IL 27.62% $8.20B
35 First Bank Chicago Highland Park , IL 27.13% $2.16B
36 Libertyville Bank & Trust Company, N.A. Libertyville , IL 26.48% $3.15B
37 Morton Community Bank Morton , IL 26.45% $5.28B
38 First State Bank Mendota , IL 26.32% $1.58B
39 Old Plank Trail Community Bank, N.A. New Lenox , IL 26.28% $3.32B
40 Old Second National Bank Aurora , IL 26.08% $6.85B
41 Barrington Bank & Trust Company, N.A. Barrington , IL 25.41% $4.93B
42 Bank of Springfield Springfield , IL 23.70% $1.95B
43 Heartland Bank and Trust Company Bloomington , IL 23.03% $6.77B
44 Midland States Bank Effingham , IL 22.15% $6.54B
45 State Bank of the Lakes, N.A. Antioch , IL 20.46% $2.69B
46 Banterra Bank Marion , IL 19.99% $3.26B
47 Inb, N.A. Springfield , IL 19.36% $2.54B
48 Fcb Banks Collinsville , IL 18.72% $2.61B
49 Evergreen Bank Group Oak Brook , IL 15.64% $1.42B
50 BankFinancial, National Association Olympia Fields , IL 15.31% $1.40B
51 Federal Savings Bank, the Chicago , IL 15.08% $1.07B
52 Marquette Bank Chicago , IL 14.26% $2.13B
53 Parkway Bank and Trust Company Harwood Heights , IL 12.68% $3.67B
54 Central Bank Illinois Geneseo , IL 10.43% $1.47B
55 Servbank, N.A. Oswego , IL 0.04% $1.72B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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