Parkway Bank and Trust Company
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Data as of · sourced from FFIEC call reports. How we update
Parkway Bank and Trust Company is an FDIC-insured commercial bank headquartered in Harwood Heights, IL, established in 1964 (FDIC certificate 19008), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.66B, up 3.0% from Q2 2025, the 21st largest of 319 banks headquartered in Illinois. Its CET1 capital ratio was 12.59% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 19008
- Headquarters
- Harwood Heights, IL
- Established
- 1964
- Total assets, Q2 2026
- $3.66B
- Assets vs Q2 2025
- +3.0%
- CET1 ratio, Q2 2026
- 12.59%
- Domestic offices
- 27 FDIC institution directory, current count
- Routing number
- 071908160
- Latest call report
- Q2 2026, FFIEC 041 · Parkway Bank and Trust Company call report
- Holding company
- PARKWAY BANCORP, INC.
- Asset rank in state
- 21st of 319 in Illinois
Parkway Bank and Trust Company, based in Harwood Heights, Illinois, reported $3.7 billion in assets at June 30, 2026, up 3.0% from a year earlier. It holds 13% of its deposits (13%) above the FDIC insurance limit, about half the median of 30.9% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it holds commercial real estate loans worth 4.6 times its capital, about double the median of 2.2 times for banks its size.
The non-owner-occupied commercial real estate book ($853 million) is worsening: 4.75% of it is past due or on nonaccrual, up from 3.49% a year earlier. Net income for the quarter rose 13% from a year earlier, to $11 million. Its margin is thin by comparison: it keeps 3.09 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).
As of June 30, 2026, Parkway Bank and Trust Company reported a CET1 capital ratio of 12.59%, a return on assets of 1.26%, a nonperforming-loan ratio of 1.05% and a Texas ratio of 8.20%. The figures come from its call report filed with the FFIEC.
Parkway Bank and Trust Company ranks as the 21st largest of the 319 banks based in Illinois, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.3% to $3.66B, loans fell 0.4% and deposits rose 0.7%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 30.8% of total loans, ahead of multifamily loans at 29.4%. Its 27 offices in the FDIC Summary of Deposits are in 22 cities across 2 states; its Harwood Heights office books 49% of its branch deposits. On its Q2 2026 call report, Parkway Bank and Trust Company meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 4800 N Harlem Ave, Harwood Heights, IL 60706
- County
- Cook
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 22, 1964
- Domestic offices
- 27 FDIC institution directory, current count
- Employees (FTE)
- 284
- Domestic deposits
- $2.76B
- Allowance for credit losses
- $33.0M
- Net charge-offs (YTD)
- -$134K
- Average total assets
- $3.53B
- Average total loans
- $2.96B
- Average interest-bearing deposits
- $2.34B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 22, 1964
- FDIC Cert
- 19008
- Fed RSSD
- 1001639
- Website
- www.parkwaybank.com →
- Parent Holding Company
- PARKWAY BANCORP, INC. (RSSD 1200692)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Parkway Bank and Trust Company's total assets moved between a low of $3.42B (Q3 2023) and a high of $3.72B (Q3 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.66B total assets against $3.55B; $3.24B total liabilities against $3.15B.
$2.89B net loans and leases against $2.76B; $2.76B total deposits against $2.66B.
$207.5M securities against $253.3M; $456.5M cash and balances due against $434.1M.
$46.9M total interest income against $47.9M; $20.1M total interest expense against $22.0M.
$26.8M net interest income against $26.0M.
$796K total noninterest income against $754K; $12.3M total noninterest expense against $12.6M.
$208K provision for credit losses against $790K.
$11.1M net income against $9.8M.
1.26% return on assets against 1.13%; 3.09% net interest margin against 3.02%.
12.59% CET1 capital ratio against 12.68%; 11.50% tier 1 leverage ratio against 11.21%.
Inside the full Parkway Bank and Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Parkway Bank and Trust Company rankings
Its closest position to the top of a national ranking is 351 of 4,196, for total assets; its furthest is 912 of 980, for uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.86% (Q3 2024) to 1.36% (Q4 2025) and its net interest margin ran from 2.55% (Q3 2024) to 3.22% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.59% | 1.26% | 1.05% | 8.20% | 3.09% |
| Q1 2026 | 12.80% | 1.23% | 1.07% | 8.21% | 3.22% |
| Q4 2025 | 12.63% | 1.36% | 1.06% | 8.21% | 3.02% |
| Q3 2025 | 12.23% | 1.17% | 1.07% | 8.51% | 2.96% |
| Q2 2025 | 12.68% | 1.13% | 1.13% | 8.67% | 3.02% |
| Q1 2025 | 12.38% | 0.99% | 1.12% | 8.86% | 2.76% |
| Q4 2024 | 12.11% | 1.10% | 1.30% | 9.10% | 2.83% |
| Q3 2024 | 12.16% | 0.86% | 1.38% | 9.55% | 2.55% |
Swipe the table sideways to see every column.
Branch Network
View all 27 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Parkway Bank and Trust Company (main office) | Harwood Heights , IL | 60706 | $1.34B |
| Cumberland Branch | Chicago , IL | 60656 | $236.7M |
| Elk Grove Village Branch | Elk Grove Village , IL | 60007 | $111.3M |
| Niles Branch | Niles , IL | 60714 | $110.8M |
| Park Ridge South Branch | Park Ridge , IL | 60068 | $103.4M |
| Surprise Branch | Surprise , AZ | 85374 | $79.9M |
| Jefferson Park Branch | Chicago , IL | 60630 | $79.8M |
| Mount Prospect North Branch | Mount Prospect , IL | 60056 | $76.8M |
| Schaumburg Branch | Schaumburg , IL | 60195 | $60.9M |
| Park Ridge North Branch | Park Ridge , IL | 60068 | $57.1M |
| Orland Park Branch | Orland Park , IL | 60462 | $51.9M |
| ElstonLawrence Branch | Chicago , IL | 60630 | $44.3M |
| Six Corners Branch | Chicago , IL | 60641 | $42.5M |
| Mount Prospect South Branch | Mount Prospect , IL | 60056 | $41.0M |
| Wood Dale Branch | Wood Dale , IL | 60191 | $36.9M |
| Streamwood Branch | Streamwood , IL | 60107 | $36.1M |
| Paradise Valley Branch | Phoenix , AZ | 85028 | $31.7M |
| Cave Creek Branch | Cave Creek , AZ | 85331 | $31.6M |
| Carpentersville Branch | Carpentersville , IL | 60110 | $31.0M |
| Elmwood Park Branch | Elmwood Park , IL | 60707 | $26.9M |
| Arlington Heights Branch | Arlington Heights , IL | 60005 | $26.7M |
| Glendale Heights Branch | Glendale Heights , IL | 60139 | $22.5M |
| Glen Ellyn Branch | Glen Ellyn , IL | 60137 | $22.0M |
| Carol Stream Branch | Carol Stream , IL | 60188 | $17.9M |
| Deerfield Branch | Deerfield , IL | 60015 | $17.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| September 27, 2008 | Structure Change | Acquired Parkway Bank Arizona Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 26, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 5, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 5, 1997 | Structure Change | Acquired Jefferson State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 5, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 5, 1997 | Structure Change | Acquired Parkway Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 13, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 13, 1996 | Structure Change | Acquired First State Bank of Chicago Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve). These actions name the parent holding company, PARKWAY BANCORP, INC., not the bank itself
- October 21, 2011, Federal Reserve: Written Agreement: Parkway Bancorp, Inc., Harwood Heights, Illinois
- Period: Most recent institution action October 21, 2011. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in IL, rank 35 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $175K approved, $175K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Parkway Bank and Trust Company
What are Parkway Bank and Trust Company's total assets?
As of the Q2 2026 filing, Parkway Bank and Trust Company reported total assets of $3.66 billion in its FFIEC call report.
Where is Parkway Bank and Trust Company headquartered?
It is headquartered in Harwood Heights, IL, United States.
When was Parkway Bank and Trust Company founded?
It was established in 1964, per the FDIC institution directory.
Is Parkway Bank and Trust Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #19008). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Parkway Bank and Trust Company?
Parkway Bank and Trust Company's primary federal regulator is the FDIC.
What is Parkway Bank and Trust Company's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.59% in its Q2 2026 call report, above regulatory requirements.
How many branches does Parkway Bank and Trust Company operate?
It operates 27 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Parkway Bank and Trust Company's Texas Ratio?
Its Texas Ratio is 8.20% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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