Parkway Bank and Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Retained earnings, which fell 2.7% to $280.5M. Within Illinois, Parkway Bank and Trust Company is 143rd of 198 on CET1 ratio, 12.59% as of Q2 2026, below the middle of the field. Parkway Bank and Trust Company reported 12.59% on CET1 ratio for Q2 2026, 0.89 points below the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.59% |
| Tier 1 risk-based capital ratio | 12.59% |
| Total risk-based capital ratio | 13.75% |
| Tier 1 leverage ratio | 11.50% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $404.1M |
| Tier 1 capital | $404.1M |
| Total risk-based capital | $441.3M |
| Total equity capital | $410.7M |
| Risk-weighted assets | $3.21B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.24% |
| Tangible equity to tangible assets | 10.99% |
| Equity capital to average assets | 11.65% |
| Internal capital growth rate | -7.35% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.2M |
| Common stock surplus | $131.7M |
| Retained earnings | $280.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.7M |
| Subordinated notes and debentures | $9.2M |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.72% | 11.72% | 13.08% | 10.85% | $2.99B |
| Q4 2023 | 11.90% | 11.90% | 13.05% | 10.79% | $3.00B |
| Q1 2024 | 11.93% | 11.93% | 13.29% | 10.65% | $3.04B |
| Q2 2024 | 12.11% | 12.11% | 13.45% | 10.87% | $3.04B |
| Q3 2024 | 12.16% | 12.16% | 13.50% | 11.07% | $3.06B |
| Q4 2024 | 12.11% | 12.11% | 13.42% | 11.31% | $3.12B |
| Q1 2025 | 12.38% | 12.38% | 13.65% | 11.08% | $3.09B |
| Q2 2025 | 12.68% | 12.68% | 13.98% | 11.21% | $3.07B |
| Q3 2025 | 12.23% | 12.23% | 13.47% | 11.59% | $3.24B |
| Q4 2025 | 12.63% | 12.63% | 13.83% | 11.44% | $3.20B |
| Q1 2026 | 12.80% | 12.80% | 13.94% | 11.73% | $3.22B |
| Q2 2026 | 12.59% | 12.59% | 13.75% | 11.50% | $3.21B |
Parkway Bank and Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Parkway Bank and Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Parkway Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19008) · FFIEC NIC profile (RSSD 1001639)