Parkway Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Parkway Bank and Trust Company of Harwood Heights, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.26% | 1.44% | -0.18% | 49th below |
| ROAE | 10.73% | 12.51% | -1.78% | 38th below |
| Net Interest Margin | 3.09% | 3.84% | -0.75% | 17th bottom |
| Efficiency Ratio | 44.44% | 58.89% | -14.45% | 88th top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.74% | 1.78% | -0.04% | 51st above |
| Yield on Earning Assets | 5.40% | 5.71% | -0.31% | 42nd below |
| Cost of Funds | 2.59% | 2.03% | +0.56% | 19th bottom |
| Net Interest Spread | 2.54% | 3.18% | -0.64% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.13% | 0.96% | +0.17% | 29th below |
| NPA / Total Assets | 1.03% | 0.75% | +0.28% | 23rd bottom |
| NCO / Avg Loans | -0.02% | 0.31% | -0.33% | 94th top |
| ACL / Total Loans | 1.13% | 1.25% | -0.12% | 47th below |
| ACL / NPLs (Coverage) | 99.82% | 699.50% | -599.68% | 30th below |
| Texas Ratio | 8.71% | 7.16% | +1.55% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.59% | 17.41% | -4.82% | 35th below |
| Tier 1 Ratio | 12.59% | 17.45% | -4.86% | 34th below |
| Total Capital Ratio | 13.75% | 18.51% | -4.76% | 36th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.50% | 11.60% | -0.10% | 70th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.24% | 11.33% | -0.09% | 64th above |
| TCE / Tangible Assets | 10.99% | 10.65% | +0.34% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.94% | 86.33% | +19.61% | 8th bottom |
| Core Deposit Ratio | 64.12% | 85.58% | -21.46% | 5th bottom |
| Uninsured Deposit Ratio | 13.20% | 32.73% | -19.53% | 94th top |
| Wholesale Funding Ratio | 12.32% | 5.44% | +6.88% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.01% | 10.46% | -7.45% | 34th below |
| Loan Growth (Y/Y) | 4.63% | 8.00% | -3.37% | 44th below |
| Deposit Growth (Y/Y) | 3.65% | 7.98% | -4.33% | 42nd below |
See Parkway Bank and Trust Company's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Parkway Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Parkway Bank and Trust Company profile, how to read a UBPR, or how this data updates.