Parkway Bank and Trust Company: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Construction concentration (tier 1 capital + allowance) climbed 8.34 percentage points in Q2 2026, from 36.57% to 44.91%. It was the largest change from Q1 2026 among the key lines here. Among 323 Illinois banks, Parkway Bank and Trust Company sits 10th from the top on loan-to-deposit ratio, 105.94% as of Q2 2026. Parkway Bank and Trust Company reported 105.94% on loan-to-deposit ratio for Q2 2026, 17.74 points above the 88.20% median for banks in the $1B-10B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $2.93B |
| Net loans and leases | $2.89B |
| Loans held for sale | $0 |
| Loans to total assets | 80.06% |
| Loan-to-deposit ratio | 105.94% |
| Net loans to equity capital | 7.04% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 32.02% |
| Multifamily (5+ residential) | 29.44% |
| Commercial and industrial | 30.76% |
| Consumer | 0.04% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 458.12% |
| Construction concentration (Tier 1 capital + allowance) | 44.91% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.72% |
| Interest income on loans | $41.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $2.65B | $2.65B | 38.85% | 23.50% | 0.04% |
| Q4 2023 | $2.65B | $2.74B | 38.79% | 23.37% | 0.04% |
| Q1 2024 | $2.71B | $2.77B | 37.54% | 25.26% | 0.05% |
| Q2 2024 | $2.72B | $2.73B | 38.17% | 23.52% | 0.05% |
| Q3 2024 | $2.75B | $2.73B | 37.94% | 24.16% | 0.04% |
| Q4 2024 | $2.82B | $2.74B | 36.20% | 26.76% | 0.04% |
| Q1 2025 | $2.81B | $2.81B | 35.46% | 26.29% | 0.04% |
| Q2 2025 | $2.80B | $2.66B | 36.05% | 26.11% | 0.05% |
| Q3 2025 | $2.95B | $2.79B | 33.23% | 28.38% | 0.05% |
| Q4 2025 | $2.92B | $2.73B | 33.17% | 29.46% | 0.05% |
| Q1 2026 | $2.94B | $2.74B | 32.42% | 31.01% | 0.04% |
| Q2 2026 | $2.93B | $2.76B | 32.02% | 30.76% | 0.04% |
Parkway Bank and Trust Company loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Parkway Bank and Trust Company, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Parkway Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19008) · FFIEC NIC profile (RSSD 1001639)