Parkway Bank and Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 1.18 percentage points lower than in Q1 2026, at 104.75%. Among 323 Illinois banks, Parkway Bank and Trust Company sits 10th from the top on loan-to-deposit ratio, 105.94% as of Q2 2026. Parkway Bank and Trust Company reported 105.94% on loan-to-deposit ratio for Q2 2026, 17.74 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $456.5M |
| Cash and noninterest-bearing balances to assets | 12.49% |
| Cash and securities | $664.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $441.0M |
| Subordinated notes and debentures | $9.2M |
| Other borrowed money to assets | 12.07% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.94% |
| Net loans and leases to deposits | 104.75% |
| Loans and leases to core deposits | 114.75% |
| Core deposits to total deposits | 64.12% |
| Brokered deposits to total deposits | 28.21% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 100.05% | 69.81% | $0 | $371.0M |
| Q4 2023 | 96.59% | 67.62% | $0 | $279.0M |
| Q1 2024 | 97.71% | 67.22% | $0 | $287.0M |
| Q2 2024 | 99.73% | 68.42% | $0 | $383.0M |
| Q3 2024 | 100.71% | 67.99% | $0 | $446.0M |
| Q4 2024 | 103.02% | 65.72% | $0 | $399.0M |
| Q1 2025 | 100.00% | 63.80% | $0 | $339.8M |
| Q2 2025 | 104.95% | 66.88% | $0 | $440.8M |
| Q3 2025 | 106.03% | 64.89% | $0 | $481.0M |
| Q4 2025 | 106.71% | 63.93% | $0 | $419.0M |
| Q1 2026 | 107.09% | 64.38% | $0 | $461.0M |
| Q2 2026 | 105.94% | 64.12% | $0 | $441.0M |
Parkway Bank and Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Parkway Bank and Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Parkway Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19008) · FFIEC NIC profile (RSSD 1001639)