D.L. Evans Bank
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Data as of · sourced from FFIEC call reports. How we update
D.L. Evans Bank is an FDIC-insured commercial bank headquartered in Burley, ID, established in 1904 (FDIC certificate 11666), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.70B, up 4.2% from Q2 2025, the largest of 10 banks headquartered in Idaho. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.38% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11666
- Headquarters
- Burley, ID
- Established
- 1904
- Total assets, Q2 2026
- $3.70B
- Assets vs Q2 2025
- +4.2%
- Tier 1 leverage ratio, Q2 2026
- 10.38%
- Domestic offices
- 41 FDIC institution directory, current count
- Routing number
- 124103582
- Holding company
- D.L. EVANS BANCORP
- Asset rank in state
- 1st of 10 in Idaho
D.L. Evans Bank, based in Burley, Idaho, reported $3.7 billion in assets at June 30, 2026, up 4.2% from a year earlier. It holds commercial real estate loans worth 1.2 times its capital, about half the median of 2.2 times for the 895 banks with $1 billion to $10 billion in assets. It also pays an average of 1.41% on its deposits and borrowings, lower than about three-quarters of banks its size (median 2.01%).
Paper losses on its bond portfolio are shrinking: unrealized losses of $113 million equal 29% of Tier 1 capital, down from 41% a year earlier. Net income for the quarter rose 25% from a year earlier, to $12 million.
As of June 30, 2026, D.L. Evans Bank reported a return on assets of 1.26%, a nonperforming-loan ratio of 0.26% and a Texas ratio of 1.06%. The figures come from its call report filed with the FFIEC.
Of the 10 banks headquartered in Idaho, D.L. Evans Bank is the largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.1% to $3.70B, loans rose 2.0% and deposits rose 1.0%. Its loan book on June 30, 2026 was led by owner-occupied commercial real estate loans, at 24.4% of total loans, followed by 1-4 family residential loans at 19.3%. Its 39 offices in the FDIC Summary of Deposits are in 29 cities across 2 states; its Boise 5 offices book 12% of its branch deposits. On its Q2 2026 call report, D.L. Evans Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 375 N Overland Ave, Burley, ID 83318
- County
- Cassia
- Metro Area
- Burley, ID
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- August 29, 1904
- Domestic offices
- 41 FDIC institution directory, current count
- Employees (FTE)
- 448
- Domestic deposits
- $3.17B
- Allowance for credit losses
- $25.6M
- Net charge-offs (YTD)
- $24K
- Average total assets
- $3.70B
- Average total loans
- $1.80B
- Average interest-bearing deposits
- $3.02B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11666
- Fed RSSD
- 543262
- Website
- dlevans.com →
- Parent Holding Company
- D.L. EVANS BANCORP (RSSD 2242523)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, D.L. Evans Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, D.L. Evans Bank's total assets ranged from $3.09B (Q3 2023) to $3.70B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.70B total assets against $3.55B; $3.36B total liabilities against $3.25B.
$1.79B net loans and leases against $1.67B; $3.17B total deposits against $2.95B.
$1.33B securities against $1.32B; $407.2M cash and balances due against $378.3M.
$44.8M total interest income against $41.5M; $14.8M total interest expense against $15.3M.
$30.0M net interest income against $26.2M.
$4.2M total noninterest income against $4.2M; $17.9M total noninterest expense against $17.7M.
$550K provision for credit losses against $600K.
$11.7M net income against $9.4M.
1.26% return on assets against 1.06%; 3.41% net interest margin against 3.14%.
10.38% tier 1 leverage ratio against 9.97%.
Inside the full D.L. Evans Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
D.L. Evans Bank rankings
Its closest position to the top of a national ranking is 346 of 4,196, for total assets; its furthest is 2,648 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.99% (Q4 2024) to 1.42% (Q1 2026) and its net interest margin ran from 3.04% (Q1 2025) to 3.41% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.38% | 1.26% | 0.26% | 1.06% | 3.41% |
| Q1 2026 | 10.15% | 1.42% | 0.25% | 0.98% | 3.28% |
| Q4 2025 | 10.00% | 1.26% | 0.23% | 1.00% | 3.40% |
| Q3 2025 | 9.93% | 1.10% | 0.21% | 1.09% | 3.26% |
| Q2 2025 | 9.97% | 1.06% | 0.23% | 1.17% | 3.14% |
| Q1 2025 | 10.08% | 0.99% | 0.26% | 1.15% | 3.04% |
| Q4 2024 | 9.96% | 0.99% | 0.21% | 0.75% | 3.08% |
| Q3 2024 | 10.02% | 0.99% | 0.26% | 1.18% | 3.06% |
Swipe the table sideways to see every column.
Branch Network
View all 39 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Twin Falls - Falls Avenue Branch | Twin Falls , ID | 83301 | $260.6M |
| Fruitland Branch | Fruitland , ID | 83619 | $237.0M |
| Ketchum Branch | Ketchum , ID | 83340 | $163.7M |
| Hailey Branch | Hailey , ID | 83333 | $162.0M |
| D. L. Evans Bank | Burley , ID | 83318 | $161.1M |
| Burley Branch | Burley , ID | 83318 | $154.0M |
| North Nampa Branch | Nampa , ID | 83651 | $152.0M |
| Rupert Branch | Rupert , ID | 83350 | $137.9M |
| Jerome Branch | Jerome , ID | 83338 | $124.2M |
| Meridan Branch | Meridian , ID | 83642 | $117.8M |
| Rigby | Rigby , ID | 83442 | $98.5M |
| Caldwell Branch | Caldwell , ID | 83605 | $96.8M |
| Boise Emerald Office Branch | Boise , ID | 83704 | $91.6M |
| Boise Branch | Boise , ID | 83703 | $89.4M |
| Boise Vista Branch | Boise , ID | 83705 | $85.2M |
| Boise Downtown Branch | Boise , ID | 83702 | $78.9M |
| Nampa Branch | Nampa , ID | 83686 | $77.6M |
| Eagle Branch | Eagle , ID | 83616 | $74.2M |
| Pocatello Branch | Pocatello , ID | 83202 | $68.9M |
| Albion Branch | Albion , ID | 83311 | $68.8M |
| Meridian Branch | Meridian , ID | 83642 | $65.7M |
| Paul Branch | Paul , ID | 83347 | $64.2M |
| Blackfoot | Blackfoot , ID | 83221 | $58.4M |
| Idaho Falls Branch | Idaho Falls , ID | 83404 | $53.5M |
| Tremonton | Tremonton , UT | 84337 | $53.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| September 1, 2014 | Structure Change | Acquired Idaho Banking Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 7.2% of deposits in ID, rank 4 of 29 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 837 applications, 583 loans originated, $181.1M originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 29 loans, $4.0M approved, $139K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about D.L. Evans Bank
What are D.L. Evans Bank's total assets?
As of the Q2 2026 filing, D.L. Evans Bank reported total assets of $3.70 billion in its FFIEC call report.
Where is D.L. Evans Bank headquartered?
It is headquartered in Burley, ID, United States.
When was D.L. Evans Bank founded?
It was established in 1904, per the FDIC institution directory.
Is D.L. Evans Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11666). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates D.L. Evans Bank?
D.L. Evans Bank's primary federal regulator is the FDIC.
How many branches does D.L. Evans Bank operate?
It operates 41 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is D.L. Evans Bank's Texas Ratio?
Its Texas Ratio is 1.06% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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