Farmers Bank (Buhl, ID)
BankRegReports is independent of Farmers Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Farmers Bank is an FDIC-insured commercial bank headquartered in Buhl, ID, established in 1917 (FDIC certificate 2850), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $678.4M, up 8.3% from Q2 2025, the 6th largest of 10 banks headquartered in Idaho. Its CET1 capital ratio was 21.96% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 2850
- Headquarters
- Buhl, ID
- Established
- 1917
- Total assets, Q2 2026
- $678.4M
- Assets vs Q2 2025
- +8.3%
- CET1 ratio, Q2 2026
- 21.96%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 124102509
- Latest call report
- Q2 2026, FFIEC 051 · Farmers Bank call report
- Holding company
- FARMERS BANCORPORATION, INC.
- Asset rank in state
- 6th of 10 in Idaho
Farmers Bank runs leaner than most banks of its size. Based in Buhl, Idaho, it had $678 million in assets at June 30, 2026, up 8.3% from a year earlier. It spends about 44 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also funds 15.90% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 10.99%).
Problem loans have nearly doubled in a year: loans on nonaccrual or 90 or more days past due, net of government guarantees are 0.59% of loans, against 0.30% a year earlier. Net income for the quarter rose 17% from a year earlier, to $2.7 million. One more trend to watch: the commercial and industrial book ($90 million) is worsening: 2.52% of it is past due or on nonaccrual, up from 1.75% a year earlier.
As of June 30, 2026, Farmers Bank reported a CET1 capital ratio of 21.96%, a return on assets of 1.63%, a nonperforming-loan ratio of 0.59% and a Texas ratio of 2.30%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Farmers Bank is the 6th largest of the 10 banks headquartered in Idaho. From Q1 2026 to Q2 2026, its total assets rose 2.0% to $678.4M, loans rose 8.7% and deposits rose 2.0%. Its loan book on June 30, 2026 was led by agricultural production loans, at 25.0% of total loans, followed by commercial and industrial loans at 20.7%. Its 6 offices in the FDIC Summary of Deposits are in 4 cities in ID; its Twin Falls 3 offices book 42% of its branch deposits. On its Q2 2026 call report, Farmers Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 914 Main St, Buhl, ID 83316
- County
- Twin Falls
- Metro Area
- Twin Falls, ID
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 11, 1917
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 86
- Domestic deposits
- $563.4M
- Allowance for credit losses
- $7.4M
- Net charge-offs (YTD)
- $10K
- Average total assets
- $673.6M
- Average total loans
- $417.4M
- Average interest-bearing deposits
- $392.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 2850
- Fed RSSD
- 307062
- Website
- www.farmersbankidaho.com →
- Parent Holding Company
- FARMERS BANCORPORATION, INC. (RSSD 2142306)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Farmers Bank's total assets ranged from $621.4M (Q4 2024) to $678.4M (Q2 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$678.4M total assets against $626.3M; $574.0M total liabilities against $534.6M.
$427.9M net loans and leases against $384.0M; $563.4M total deposits against $515.9M.
$156.7M securities against $206.6M; $75.7M cash and balances due against $16.9M.
$8.8M total interest income against $7.2M; $1.7M total interest expense against $1.6M.
$7.1M net interest income against $5.6M.
$848K total noninterest income against $832K; $3.5M total noninterest expense against $3.5M.
$691K provision for credit losses against -$99K.
$2.7M net income against $2.3M.
1.63% return on assets against 1.51%; 4.34% net interest margin against 3.73%.
21.96% CET1 capital ratio against 21.48%; 15.90% tier 1 leverage ratio against 15.62%.
Inside the full Farmers Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFarmers Bank rankings
Its closest position to the top of a national ranking is 379 of 3,606, for efficiency ratio; its furthest is 2,139 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.50% (Q3 2024) to 2.35% (Q4 2024) and its net interest margin ran from 2.72% (Q3 2024) to 4.43% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 21.96% | 1.63% | 0.59% | 2.30% | 4.34% |
| Q1 2026 | 22.92% | 1.64% | 0.70% | 2.58% | 4.00% |
| Q4 2025 | 22.16% | 1.58% | 0.79% | 3.00% | 4.03% |
| Q3 2025 | 21.33% | 1.49% | 0.91% | 3.64% | 3.92% |
| Q2 2025 | 21.48% | 1.51% | 0.30% | 1.20% | 3.73% |
| Q1 2025 | 22.21% | 1.35% | 0.09% | 0.36% | 3.61% |
| Q4 2024 | 22.03% | 2.35% | 0.37% | 1.48% | 4.43% |
| Q3 2024 | 20.69% | 0.50% | 2.86% | 11.76% | 2.72% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers Bank (main office) | Buhl , ID | 83316 | $150.9M |
| Twin Falls Branch | Twin Falls , ID | 83301 | $141.1M |
| Wendell Branch | Wendell , ID | 83355 | $115.3M |
| Jerome Branch | Jerome , ID | 83338 | $63.0M |
| Pole Line Branch Office | Twin Falls , ID | 83301 | $61.6M |
| Twin Falls Branch | Twin Falls , ID | 83301 | $31.4M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- December 8, 2009, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): The Farmers National Bank of Buhl
- Period: Most recent institution action December 8, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 1.3% of deposits in ID, rank 17 of 29 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 60 applications, 48 loans originated, $7.4M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $52K approved, $52K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2011 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Farmers Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Farmers Bank
What are Farmers Bank's total assets?
As of the Q2 2026 filing, Farmers Bank reported total assets of $678.4 million in its FFIEC call report.
Where is Farmers Bank headquartered?
It is headquartered in Buhl, ID, United States.
When was Farmers Bank founded?
It was established in 1917, per the FDIC institution directory.
Is Farmers Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #2850). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farmers Bank?
Farmers Bank's primary federal regulator is the FDIC.
What is Farmers Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 21.96% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Farmers Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Farmers Bank's Texas Ratio?
Its Texas Ratio is 2.30% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Farmers Bank.
Get an email when Farmers Bank files its next call report, and benchmark it against any peer you choose.
Unlock Farmers Bank, freeFree account