Farmers Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers Bank of Buhl, ID against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.63% | 1.35% | +0.28% | 70th above |
| ROAE | 10.63% | 12.05% | -1.42% | 40th below |
| Net Interest Margin | 4.34% | 3.90% | +0.44% | 72nd above |
| Efficiency Ratio | 44.15% | 63.16% | -19.01% | 90th top |
| PPNR / Avg Assets | 2.62% | 1.64% | +0.98% | 91st top |
| Yield on Earning Assets | 5.37% | 5.65% | -0.28% | 38th below |
| Cost of Funds | 1.20% | 1.85% | -0.65% | 85th top |
| Net Interest Spread | 3.66% | 3.35% | +0.31% | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.59% | 0.92% | -0.33% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.38% | 0.67% | -0.29% | 45th below |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 74th above |
| ACL / Total Loans | 1.69% | 1.28% | +0.41% | 87th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 287.16% | 1645.72% | -1358.56% | 59th above |
| Texas Ratio | 2.30% | 7.15% | -4.85% | 60th above |
| Provision / NCO | 5960.00% | 1186.32% | +4773.68% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.96% | 20.83% | +1.13% | 82nd top |
| Tier 1 Ratio | 21.96% | 20.86% | +1.10% | 82nd top |
| Total Capital Ratio | 23.22% | 21.93% | +1.29% | 83rd top |
| Leverage Ratio | 15.90% | 12.46% | +3.44% | 90th top |
| Equity / Assets | 15.39% | 11.67% | +3.72% | 90th top |
| TCE / Tangible Assets | 15.39% | 11.40% | +3.99% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.25% | 78.64% | -1.39% | 57th above |
| Core Deposit Ratio | 90.86% | 87.09% | +3.77% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.32% | 6.47% | +1.85% | 77th top |
| Loan Growth (Y/Y) | 11.47% | 7.64% | +3.83% | 78th top |
| Deposit Growth (Y/Y) | 9.20% | 6.02% | +3.18% | 80th top |
See Farmers Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farmers Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers Bank profile, how to read a UBPR, or how this data updates.