D.L. Evans Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Compared with Q1 2026, Loan-to-deposit ratio rose 0.56 percentage points in Q2 2026 to 57.19%, the biggest move on this page. On loan-to-deposit ratio, D.L. Evans Bank is 1st from the bottom among 10 Idaho banks, 57.19% (Q2 2026). D.L. Evans Bank reported 57.19% on loan-to-deposit ratio for Q2 2026, 31.01 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 11.00% |
| Cash and securities | $1.73B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $112.7M |
| Other borrowed money | $50.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.35% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.19% |
| Net loans and leases to deposits | 56.39% |
| Loans and leases to core deposits | 64.03% |
| Core deposits to total deposits | 89.32% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 57.24% | 93.68% | $126.7M | $140.0M |
| Q4 2023 | 57.09% | 92.94% | $148.1M | $140.0M |
| Q1 2024 | 56.96% | 91.95% | $115.8M | $140.0M |
| Q2 2024 | 58.62% | 91.21% | $128.0M | $90.0M |
| Q3 2024 | 57.93% | 90.86% | $106.6M | $95.0M |
| Q4 2024 | 55.20% | 90.73% | $150.0M | $95.0M |
| Q1 2025 | 56.66% | 90.14% | $116.2M | $95.0M |
| Q2 2025 | 57.28% | 90.57% | $124.5M | $145.0M |
| Q3 2025 | 58.25% | 89.93% | $117.2M | $50.0M |
| Q4 2025 | 55.80% | 89.64% | $132.1M | $50.0M |
| Q1 2026 | 56.63% | 89.21% | $113.6M | $50.0M |
| Q2 2026 | 57.19% | 89.32% | $112.7M | $50.0M |
D.L. Evans Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock D.L. Evans Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full D.L. Evans Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11666) · FFIEC NIC profile (RSSD 543262)