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Liquidity & Balance Sheet · Florida

US Banks with Highest Share of Uninsured Deposits in Florida

Ranked among banks headquartered in Florida. Re-ranked 1-34 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: BRADESCO BANK — 60.29% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 34 banks with reported data Showing: Top 34 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Bradesco Bank Coral Gables , FL 60.29% $5.55B
2 Bank of Tampa, the Tampa , FL 54.41% $3.07B
3 Helm Bank USA Miami , FL 53.98% $1.16B
4 U.S. Century Bank Miami , FL 53.89% $2.84B
5 BankUnited, N.A. Miami Lakes , FL 52.92% $35.34B
6 City National Bank of Florida Miami , FL 51.49% $28.63B
7 Banesco USA Miami , FL 49.37% $5.78B
8 Grove Bank & Trust Miami , FL 47.15% $1.41B
9 Capital City Bank Tallahassee , FL 46.89% $4.45B
10 One Florida Bank Orlando , FL 46.48% $2.12B
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11 Cogent Bank Orlando , FL 45.30% $2.44B
12 Ocean Bank Miami , FL 43.88% $7.53B
13 Amerant Bank, N.A. Coral Gables , FL 43.04% $9.88B
14 First Federal Bank Lake City , FL 40.50% $4.38B
15 Prime Meridian Bank Tallahassee , FL 39.08% $956.4M
16 Southstate Bank, N.A. Winter Haven , FL 38.89% $67.87B
17 First State Bank Key West , FL 37.52% $1.19B
18 Seacoast National Bank Stuart , FL 37.45% $21.13B
19 Banco Do Brasil Americas Miami , FL 31.05% $3.39B
20 FineMark National Bank & Trust Fort Myers , FL 30.44% $3.93B
21 Citizens Bank and Trust Frostproof , FL 30.25% $1.48B
22 Bank of Central Florida Lakeland , FL 29.32% $1.25B
23 Citizens First Bank The Villages , FL 27.45% $4.06B
24 Pacific National Bank Miami , FL 25.68% $1.51B
25 Climate First Bank Saint Petersburg , FL 24.50% $1.75B
26 Sanibel Captiva Community Bank Sanibel , FL 23.56% $1.04B
27 Newtek Bank, N.A. Miami , FL 22.18% $2.16B
28 Crews Bank & Trust Wauchula , FL 19.89% $2.36B
29 Emigrant Bank Miami , FL 19.39% $5.85B
30 Bayfirst National Bank Saint Petersburg , FL 17.39% $1.19B
31 International Finance Bank Miami , FL 14.46% $1.57B
32 Everbank, N.A. Jacksonville , FL 13.30% $47.23B
33 Pibank, N.A. Miami , FL 10.01% $2.03B
34 Raymond James Bank Saint Petersburg , FL 8.66% $45.74B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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