Bradesco Bank
Bradesco Bank is an FDIC-insured commercial bank headquartered in Coral Gables, FL, supervised by the FDIC, with $6.12B in total assets at Q3 2026, up 12.3% from Q3 2025, the 9th largest of 81 banks headquartered in Florida. It was established in 1973 and holds FDIC certificate 21265. Its CET1 capital ratio was 14.15% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 21265
- Headquarters
- Coral Gables, FL
- Established
- 1973
- Total assets, Q3 2026
- $6.12B
- Assets vs Q3 2025
- +12.3%
- CET1 ratio, Q3 2026
- 14.15%
- Domestic offices
- 1 branch
- Routing number
- 067009044
- Safety and soundness
- Is Bradesco Bank safe?
- Latest call report
- Q3 2026, FFIEC 031 · Bradesco Bank call report
- Holding company
- LECCE HOLDINGS S.A.
- Asset rank in state
- 9th of 81 in Florida
Bradesco Bank, based in Coral Gables, Florida, reported $6.1 billion in assets at September 30, 2026, up 12.3% from a year earlier. It keeps 2.83 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 887 banks with $1 billion to $10 billion in assets (median 3.80 cents). It also holds about half of its deposits (58%) above the FDIC insurance limit, about double the median of 31.1% for banks its size.
Loans are outrunning deposits: over the year loans rose 20.8% and deposits rose 4.0%. Profitability lags: it earns about $0.89 a year on every $100 of assets, lower than about three-quarters of banks its size (median $1.32).
As of September 30, 2026, Bradesco Bank reported a CET1 capital ratio of 14.15%, a return on assets of 0.89%, a nonperforming-loan ratio of 0.13% and a Texas ratio of 1.05%. The figures come from its call report filed with the FFIEC.
Bradesco Bank ranks as the 9th largest of the 81 banks based in Florida, by total assets at Q3 2026. Between Q2 2026 and Q3 2026, its total assets rose 0.3% to $6.12B, loans rose 6.8% and deposits fell 4.2%. 1-4 family residential loans made up 53.0% of its total loans on September 30, 2026, its largest category; next came loans to depository institutions at 21.8%. Its one office in the FDIC Summary of Deposits is in Coral Gables, FL. On its Q3 2026 call report, Bradesco Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134
- County
- Miami-Dade
- Metro Area
- Miami-Fort Lauderdale-West Palm Beach, FL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- October 12, 1973
- Former names
- Bradesco BAC Florida Bank (2021-2023); BAC Florida Bank (2006-2021); Popular Bank of Florida (1979-1998); Popular Bank of Hialeah (1975-1979)
- Domestic offices
- 1 branch
- Employees (FTE)
- 355
- Domestic deposits
- $4.79B
- Allowance for credit losses
- $45.9M
- Net charge-offs (YTD)
- $57K
- Average total assets
- $6.24B
- Average total loans
- $4.83B
- Average interest-bearing deposits
- $4.61B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- October 12, 1973
- FDIC Cert
- 21265
- Fed RSSD
- 725732
- Website
- www.bradescobank.com →
- Parent Holding Company
- LECCE HOLDINGS S.A. (RSSD 5537668)
- Ultimate Parent
- BBD PARTICIPACOES S.A. (RSSD 3671102)
Profitability
Q3 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
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Ratios tagged annualized use the Q3 income alone. The UBPR and FDIC annualize the year to date instead. How we compute these figures
Quarterly trends
Over the 12 quarters to Q3 2026, Bradesco Bank's total assets ran between $4.28B (Q1 2024) and $6.12B (Q3 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q3 2026 with Q3 2025. How these charts are built
$6.12B total assets against $5.45B; $5.51B total liabilities against $4.88B.
$4.83B net loans and leases against $4.00B; $4.79B total deposits against $4.61B.
$463.7M securities against $401.6M; $566.1M cash and balances due against $782.7M.
$85.8M total interest income against $74.9M; $43.3M total interest expense against $38.8M.
$42.6M net interest income against $36.1M.
$9.1M total noninterest income against $7.6M; $32.0M total noninterest expense against $24.8M.
$2.1M provision for credit losses against $1.3M.
$13.9M net income against $13.4M.
0.89% return on assets against 1.02%; 2.83% net interest margin against 2.84%.
14.15% CET1 capital ratio against 17.01%; 9.89% tier 1 leverage ratio against 10.66%.
Inside the full Bradesco Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Bradesco Bank rankings
Its closest position to the top of a national ranking is 48 of 973, for uninsured deposits; its furthest is 2,724 of 3,627, for ROA.
Quarterly trend: last 8 quarters
From Q4 2024 to Q3 2026, its return on assets ran from 0.73% (Q4 2024) to 1.09% (Q1 2026) and its net interest margin ran from 2.59% (Q4 2024) to 2.89% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q3 2026 | 14.15% | 0.89% | 0.13% | 1.05% | 2.83% |
| Q2 2026 | 13.93% | 0.92% | 0.15% | 1.23% | 2.89% |
| Q1 2026 | 15.34% | 1.09% | 0.22% | 1.45% | 2.82% |
| Q4 2025 | 15.89% | 0.94% | 0.20% | 1.44% | 2.88% |
| Q3 2025 | 17.01% | 1.02% | 0.18% | 1.23% | 2.84% |
| Q2 2025 | 16.66% | 0.96% | 0.26% | 1.74% | 2.84% |
| Q1 2025 | 17.06% | 0.96% | 0.22% | 1.45% | 2.74% |
| Q4 2024 | 17.10% | 0.73% | 0.19% | 1.24% | 2.59% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bradesco Bank (main office) | Coral Gables , FL | 33134 | $5.00B |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.6% of deposits in FL, rank 26 of 186 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 905 applications, 699 loans originated, $508.9M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $93K approved, $93K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1999 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bradesco Bank
What are Bradesco Bank's total assets?
As of the Q3 2026 filing, Bradesco Bank reported total assets of $6.12 billion in its FFIEC call report.
Where is Bradesco Bank headquartered?
It is headquartered in Coral Gables, FL, United States.
When was Bradesco Bank founded?
It was established in 1973, per the FDIC institution directory.
Is Bradesco Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #21265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bradesco Bank?
Bradesco Bank's primary federal regulator is the FDIC.
What is Bradesco Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.15% in its Q3 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bradesco Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bradesco Bank's Texas Ratio?
Its Texas Ratio is 1.05% in its Q3 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures nonperforming assets against the bank's capital and reserves.
What was Bradesco Bank previously called?
The charter now named Bradesco Bank has also operated as Bradesco BAC Florida Bank (2021-2023), BAC Florida Bank (2006-2021), Popular Bank of Florida (1979-1998), Popular Bank of Hialeah (1975-1979), per FDIC structure-change records.
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