Bradesco Bank: Yields and Funding Costs
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Data as of · Call Report Schedules RI and RC-K How we update
Bradesco Bank reported all 12 line items on this page on its Q3 2026 filing. Yield on earning assets was 5.70% in Q3 2026, down 0.18 percentage points from 5.88% in Q3 2025. Across the 12 quarters shown it ranged from 5.57% (Q1 2026) to 6.12% (Q3 2024).
Total interest expense climbed 7.9% in Q3 2026, from $40.1M to $43.3M. It was the largest change from Q2 2026 among the key lines here. Bradesco Bank has the 6th lowest net interest margin of the 81 banks headquartered in Florida, at 2.83% as of Q3 2026. Bradesco Bank reported 2.83% on net interest margin for Q3 2026, 0.96 points below the 3.79% median for banks in the $1B-10B asset tier.
Asset yields
Yield on securities moved most in this table, up 0.07 points: 4.85% in Q2 2026, 4.92% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 5.70% |
| Yield on loans | 6.00% |
| Yield on securities | 4.92% |
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Funding costs
Cost of borrowings changed the most here, up 0.74 points to 3.58% in Q3 2026 from 2.84% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 2.96% |
| Cost of interest-bearing deposits | 4.19% |
| Cost of interest-bearing liabilities | 3.92% |
| Cost of borrowings | 3.58% |
Spread and margin
Net interest margin changed the most here, down 0.06 points to 2.83% in Q3 2026 from 2.89% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 2.83% |
| Yield to cost spread | 1.78% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $72.4M |
| Total interest expense | $43.3M |
| Interest expense on deposits | $41.0M |
Yields and Funding Costs trend
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 5.78% | 3.37% | 2.47% | 6.09% | 2.78% |
| Q1 2024 | 5.87% | 3.43% | 2.47% | 6.11% | 3.48% |
| Q2 2024 | 6.11% | 3.46% | 2.71% | 6.27% | 4.24% |
| Q3 2024 | 6.12% | 3.60% | 2.60% | 6.34% | 4.73% |
| Q4 2024 | 5.99% | 3.48% | 2.59% | 6.26% | 4.99% |
| Q1 2025 | 5.85% | 3.18% | 2.74% | 6.16% | 4.85% |
| Q2 2025 | 5.87% | 3.15% | 2.84% | 6.17% | 5.06% |
| Q3 2025 | 5.88% | 3.19% | 2.84% | 6.20% | 5.22% |
| Q4 2025 | 5.79% | 2.99% | 2.88% | 6.11% | 5.35% |
| Q1 2026 | 5.57% | 2.80% | 2.82% | 6.00% | 4.98% |
| Q2 2026 | 5.66% | 2.87% | 2.89% | 6.00% | 4.85% |
| Q3 2026 | 5.70% | 2.96% | 2.83% | 6.00% | 4.92% |
Bradesco Bank yields and funding costs, quarter by quarter
Yields and Funding Costs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RI and RC-K, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Bradesco Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 21265) · FFIEC NIC profile (RSSD 725732)