Bradesco Bank: Loan Portfolio
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Data as of · Call Report Schedule RC-C How we update
Bradesco Bank reported all 18 line items on this page on its Q3 2026 filing. Total loans and leases was $4.88B in Q3 2026, up 20.8% from $4.04B in Q3 2025. That is 79.7% of its total assets. Across the 12 quarters shown it ranged from $3.20B (Q4 2023) to $4.88B (Q3 2026).
The standout move of Q3 2026 was in Loan-to-deposit ratio: 10.45 percentage points higher than in Q2 2026, at 101.73%. On loan-to-deposit ratio, Bradesco Bank ranks 7th highest among the 81 banks headquartered in Florida, at 101.73% (Q3 2026). Bradesco Bank reported 101.73% on loan-to-deposit ratio for Q3 2026, 13.59 points above the 88.13% median for banks in the $1B-10B asset tier.
Loan totals
| Line item | Q3 2026 |
|---|---|
| Total loans and leases | $4.88B |
| Net loans and leases | $4.83B |
| Loans held for sale | $0 |
| Loans to total assets | 79.72% |
| Loan-to-deposit ratio | 101.73% |
| Net loans to equity capital | 7.91× |
Source: Call Report Schedule RC-C, Part I: Total loans and leases (item 12, RCFD2122).
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Portfolio mix (share of total loans)
Commercial and industrial moved most in this table, up 1.89 points: 9.73% in Q2 2026, 11.62% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 5.57% |
| Multifamily (5+ residential) | 1.57% |
| Commercial and industrial | 11.62% |
| Consumer | 2.00% |
| Credit cards | 0.13% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
CRE concentration (Tier 1 capital + allowance) changed the most here, up 6.08 points to 56.47% in Q3 2026 from 50.39% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 56.47% |
| Construction concentration (Tier 1 capital + allowance) | 7.06% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q3 2026 |
|---|---|
| Yield on loans | 6.00% |
| Interest income on loans | $72.4M |
Loan Portfolio trend
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q4 2023 | $3.20B | $3.69B | 5.59% | 2.54% | 1.28% |
| Q1 2024 | $3.22B | $3.68B | 5.46% | 3.19% | 0.84% |
| Q2 2024 | $3.42B | $3.71B | 5.86% | 3.74% | 1.53% |
| Q3 2024 | $3.52B | $3.99B | 5.74% | 5.27% | 1.18% |
| Q4 2024 | $3.71B | $4.71B | 5.66% | 5.42% | 1.17% |
| Q1 2025 | $3.81B | $4.37B | 5.70% | 5.88% | 1.18% |
| Q2 2025 | $3.97B | $4.23B | 5.94% | 6.48% | 1.52% |
| Q3 2025 | $4.04B | $4.61B | 5.70% | 7.56% | 1.67% |
| Q4 2025 | $4.37B | $4.60B | 5.28% | 7.95% | 1.50% |
| Q1 2026 | $4.26B | $4.59B | 5.62% | 9.48% | 1.63% |
| Q2 2026 | $4.57B | $5.00B | 5.22% | 9.73% | 1.63% |
| Q3 2026 | $4.88B | $4.79B | 5.57% | 11.62% | 2.00% |
Bradesco Bank loan portfolio, quarter by quarter
Loan Portfolio since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC-C, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Bradesco Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 21265) · FFIEC NIC profile (RSSD 725732)