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Liquidity & Balance Sheet · Washington

US Banks with Highest Share of Uninsured Deposits in Washington

Ranked among banks headquartered in Washington. Re-ranked 1-19 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: WASHINGTON TRUST BANK — 56.74% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 19 banks with reported data Showing: Top 19 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Washington Trust Bank Spokane , WA 56.74% $10.70B
2 Bank of the Pacific Aberdeen , WA 44.27% $1.29B
3 Heritage Bank Olympia , WA 39.03% $8.49B
4 Coastal Community Bank Everett , WA 34.80% $5.66B
5 Peoples Bank Bellingham , WA 34.60% $2.51B
6 Cashmere Valley Bank Cashmere , WA 32.11% $2.30B
7 Banner Bank Walla Walla , WA 32.10% $16.34B
8 Wafd Bank Seattle , WA 30.85% $27.55B
9 Riverview Bank Vancouver , WA 28.16% $1.46B
10 Yakima Federal Savings and Loan Association Yakima , WA 27.51% $2.01B
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11 Timberland Bank Hoquiam , WA 26.96% $2.05B
12 1st Security Bank of Washington Mountlake Terrace , WA 26.49% $3.20B
13 Seattle Bank Seattle , WA 24.75% $1.05B
14 First Fed Bank Port Angeles , WA 23.97% $2.12B
15 First Financial Northwest Bank Renton , WA 21.53% $1.44B
16 Kitsap Bank Port Orchard , WA 21.12% $1.65B
17 Sound Community Bank Seattle , WA 20.26% $1.11B
18 Olympia Federal Savings and Loan Association Olympia , WA 19.46% $1.01B
19 HomeStreet Bank Seattle , WA 10.29% $7.60B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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