Cashmere Valley Bank
BankRegReports is independent of Cashmere Valley Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Cashmere Valley Bank is an FDIC-insured commercial bank headquartered in Cashmere, WA, established in 1932 (FDIC certificate 1265), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $2.32B, up 5.7% from Q2 2025, the 8th largest of 29 banks headquartered in Washington. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.50% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 1265
- Headquarters
- Cashmere, WA
- Established
- 1932
- Total assets, Q2 2026
- $2.32B
- Assets vs Q2 2025
- +5.7%
- Tier 1 leverage ratio, Q2 2026
- 12.50%
- Domestic offices
- 12 FDIC institution directory, current count
- Routing number
- 125104603
- Latest call report
- Q2 2026, FFIEC 051 · Cashmere Valley Bank call report
- Asset rank in state
- 8th of 29 in Washington
Cashmere Valley Bank, based in Cashmere, Washington, reported $2.3 billion in assets at June 30, 2026, up 5.7% from a year earlier. It holds commercial real estate loans worth 1.3 times its capital, lower than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 2.2 times). It also funds 12.50% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 10.52%).
Unrealized losses on its securities total $52 million, equal to 18% of Tier 1 capital, against 22% a year earlier. Net income for the quarter slipped 14% from a year earlier, to $6.9 million. Its margin is thin by comparison: it keeps 3.21 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).
As of June 30, 2026, Cashmere Valley Bank reported a return on assets of 1.18%, a nonperforming-loan ratio of 0.35% and a Texas ratio of 1.43%. The figures come from its call report filed with the FFIEC.
Of the 29 banks headquartered in Washington, Cashmere Valley Bank is the 8th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 0.7% to $2.32B, loans rose 6.3% and deposits rose 1.0%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 21.5% of total loans, ahead of auto loans at 20.3%. Its 12 offices in the FDIC Summary of Deposits are in 9 cities in WA; its Wenatchee 4 offices book 32% of its branch deposits. By the capital ratios in its Q2 2026 call report, Cashmere Valley Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 117 Aplets Way, Cashmere, WA 98815
- County
- Chelan
- Metro Area
- Wenatchee-East Wenatchee, WA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 24, 1932
- Domestic offices
- 12 FDIC institution directory, current count
- Employees (FTE)
- 310
- Domestic deposits
- $1.96B
- Allowance for credit losses
- $11.5M
- Net charge-offs (YTD)
- $2.0M
- Average total assets
- $2.33B
- Average total loans
- $997.0M
- Average interest-bearing deposits
- $1.52B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1265
- Fed RSSD
- 574976
- Website
- www.cashmerevalleybank.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Cashmere Valley Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Cashmere Valley Bank's total assets ran between $2.00B (Q3 2023) and $2.32B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$2.32B total assets against $2.19B; $2.06B total liabilities against $1.94B.
$1.02B net loans and leases against $960.2M; $1.96B total deposits against $1.84B.
$962.6M securities against $920.8M; $232.9M cash and balances due against $210.1M.
$25.6M total interest income against $24.7M; $8.0M total interest expense against $7.8M.
$17.6M net interest income against $16.9M.
$5.8M total noninterest income against $5.9M; $14.0M total noninterest expense against $12.8M.
$728K provision for credit losses against $517K.
$6.9M net income against $8.0M.
1.18% return on assets against 1.45%; 3.21% net interest margin against 3.28%.
12.50% tier 1 leverage ratio against 13.26%.
Inside the full Cashmere Valley Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCashmere Valley Bank rankings
Its closest position to the top of a national ranking is 530 of 4,196, for total assets; its furthest is 2,491 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.01% (Q1 2026) to 1.45% (Q2 2025) and its net interest margin ran from 3.10% (Q1 2026) to 3.32% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.50% | 1.18% | 0.35% | 1.43% | 3.21% |
| Q1 2026 | 12.63% | 1.01% | 0.43% | 1.65% | 3.10% |
| Q4 2025 | 13.17% | 1.23% | 0.47% | 1.70% | 3.32% |
| Q3 2025 | 12.99% | 1.36% | 0.51% | 1.91% | 3.29% |
| Q2 2025 | 13.26% | 1.45% | 0.43% | 1.71% | 3.28% |
| Q1 2025 | 13.02% | 1.18% | 0.36% | 1.47% | 3.20% |
| Q4 2024 | 12.93% | 1.30% | 0.36% | 1.51% | 3.18% |
| Q3 2024 | 12.72% | 1.34% | 0.29% | 1.29% | 3.29% |
Swipe the table sideways to see every column.
Branch Network
View all 12 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Leavenworth Branch | Leavenworth , WA | 98826 | $302.5M |
| East Wenatchee Branch | East Wenatchee , WA | 98802 | $299.6M |
| Wenatchee Branch | Wenatchee , WA | 98801 | $289.8M |
| Cashmere Valley Bank (main office) | Cashmere , WA | 98815 | $227.4M |
| Ellensburg Branch | Ellensburg , WA | 98926 | $214.4M |
| Easy Street Branch | Wenatchee , WA | 98801 | $206.6M |
| Chelan Street Branch | Wenatchee , WA | 98801 | $137.4M |
| Cle Elum Branch | Cle Elum , WA | 98922 | $110.3M |
| Lake Chelan Branch | Chelan , WA | 98816 | $101.9M |
| Downtown Branch | Yakima , WA | 98902 | $37.8M |
| Union Gap Branch | Union Gap , WA | 98903 | $35.1M |
| Financial Center | Wenatchee , WA | 98801 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 1, 1985 | Structure Change | Acquired Columbia Valley Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 30, 1985 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.9% of deposits in WA, rank 15 of 61 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 193 applications, 142 loans originated, $55.8M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $618K approved, $618K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2018 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Cashmere Valley Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Cashmere Valley Bank with peers
Frequently asked about Cashmere Valley Bank
What are Cashmere Valley Bank's total assets?
As of the Q2 2026 filing, Cashmere Valley Bank reported total assets of $2.32 billion in its FFIEC call report.
Where is Cashmere Valley Bank headquartered?
It is headquartered in Cashmere, WA, United States.
When was Cashmere Valley Bank founded?
It was established in 1932, per the FDIC institution directory.
Is Cashmere Valley Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #1265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Cashmere Valley Bank?
Cashmere Valley Bank's primary federal regulator is the FDIC.
How many branches does Cashmere Valley Bank operate?
It operates 12 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Cashmere Valley Bank's Texas Ratio?
Its Texas Ratio is 1.43% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Cashmere Valley Bank.
Get an email when Cashmere Valley Bank files its next call report, and benchmark it against any peer you choose.
Unlock Cashmere Valley Bank, freeFree account