Cashmere Valley Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.72 percentage points higher than in Q1 2026, at 59.49%. Cashmere Valley Bank has the 3rd lowest loan-to-deposit ratio of the 29 banks headquartered in Washington, at 52.65% as of Q2 2026. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Cashmere Valley Bank sits 35.55 points lower, at 52.65% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $232.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $1.20B |
| Fed funds sold and reverse repos | $4.6M |
| Fed funds sold and reverse repos to assets | 0.20% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $81.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.50% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.65% |
| Net loans and leases to deposits | 52.06% |
| Loans and leases to core deposits | 59.49% |
| Core deposits to total deposits | 88.50% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 57.17% | 93.25% | $8.3M | $0 |
| Q4 2023 | 58.77% | 91.86% | $9.9M | $39.0M |
| Q1 2024 | 58.37% | 90.32% | $15.6M | $39.0M |
| Q2 2024 | 57.33% | 90.02% | $10.3M | $38.0M |
| Q3 2024 | 54.69% | 89.83% | $0 | $37.0M |
| Q4 2024 | 52.36% | 89.27% | $0 | $36.0M |
| Q1 2025 | 52.87% | 88.96% | $0 | $35.0M |
| Q2 2025 | 52.86% | 88.65% | $0 | $84.0M |
| Q3 2025 | 50.84% | 88.59% | $0 | $84.0M |
| Q4 2025 | 50.14% | 88.08% | $0 | $83.0M |
| Q1 2026 | 50.03% | 88.12% | $0 | $82.0M |
| Q2 2026 | 52.65% | 88.50% | $0 | $81.0M |
Cashmere Valley Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Cashmere Valley Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cashmere Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1265) · FFIEC NIC profile (RSSD 574976)