Cashmere Valley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cashmere Valley Bank of Cashmere, WA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.44% | -0.26% | 42nd below |
| ROAE | 10.68% | 12.51% | -1.83% | 38th below |
| Net Interest Margin | 3.21% | 3.84% | -0.63% | 22nd bottom |
| Efficiency Ratio | 58.36% | 58.87% | -0.51% | 51st above |
| PPNR / Avg Assets | 1.60% | 1.78% | -0.18% | 42nd below |
| Yield on Earning Assets | 4.66% | 5.71% | -1.05% | 10th bottom |
| Cost of Funds | 1.60% | 2.03% | -0.43% | 76th top |
| Net Interest Spread | 2.68% | 3.18% | -0.50% | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.45% | 0.96% | +0.49% | 19th bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.65% | 0.75% | -0.10% | 39th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.28% | 0.31% | -0.03% | 15th bottom |
| ACL / Total Loans | 1.12% | 1.25% | -0.13% | 44th below |
| ACL / NPLs (Coverage) | 77.33% | 699.53% | -622.20% | 19th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.82% | 7.16% | -1.34% | 43rd below |
| Provision / NCO | 107.50% | 815.47% | -707.97% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.50% | 11.59% | +0.91% | 81st top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.08% | 11.33% | -0.25% | 61st above |
| TCE / Tangible Assets | 10.69% | 10.65% | +0.04% | 67th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.65% | 86.39% | -33.74% | 95th top |
| Core Deposit Ratio | 88.50% | 85.55% | +2.95% | 50th above |
| Uninsured Deposit Ratio | 32.95% | 32.71% | +0.24% | 44th below |
| Wholesale Funding Ratio | 3.50% | 5.45% | -1.95% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.72% | 10.46% | -4.74% | 53rd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.29% | 7.99% | -1.70% | 54th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.72% | 7.98% | -1.26% | 61st above |
See Cashmere Valley Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cashmere Valley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cashmere Valley Bank profile, how to read a UBPR, or how this data updates.