Cashmere Valley Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common stock surplus climbed 32.6% in Q2 2026, from $6.7M to $8.8M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.50% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $289.4M |
| Tier 1 capital | $289.4M |
| Total risk-based capital | — |
| Total equity capital | $256.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.08% |
| Tangible equity to tangible assets | 10.69% |
| Equity capital to average assets | 11.03% |
| Internal capital growth rate | 10.65% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $8.8M |
| Retained earnings | $332.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$43.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.92% | 8.92% | 8.41% |
| Q4 2023 | 12.38% | 9.91% | 9.42% |
| Q1 2024 | 12.42% | 10.15% | 9.67% |
| Q2 2024 | 12.71% | 10.60% | 10.13% |
| Q3 2024 | 12.72% | 11.00% | 10.55% |
| Q4 2024 | 12.93% | 10.91% | 10.47% |
| Q1 2025 | 13.02% | 11.28% | 10.85% |
| Q2 2025 | 13.26% | 11.34% | 10.93% |
| Q3 2025 | 12.99% | 11.56% | 11.16% |
| Q4 2025 | 13.17% | 11.93% | 11.55% |
| Q1 2026 | 12.63% | 11.21% | 10.82% |
| Q2 2026 | 12.50% | 11.08% | 10.69% |
Cashmere Valley Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Cashmere Valley Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cashmere Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1265) · FFIEC NIC profile (RSSD 574976)