Riverview Bank
BankRegReports is independent of Riverview Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Riverview Bank is an FDIC-insured commercial bank headquartered in Vancouver, WA, established in 1923 (FDIC certificate 29922), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.47B, down 3.1% from Q2 2025, the 12th largest of 29 banks headquartered in Washington. Its CET1 capital ratio was 14.39% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 29922
- Headquarters
- Vancouver, WA
- Established
- 1923
- Total assets, Q2 2026
- $1.47B
- Assets vs Q2 2025
- -3.1%
- CET1 ratio, Q2 2026
- 14.39%
- Domestic offices
- 18 FDIC institution directory, current count
- Routing number
- 323370666
- Latest call report
- Q2 2026, FFIEC 041 · Riverview Bank call report
- Holding company
- RIVERVIEW BANCORP, INC.
- Asset rank in state
- 12th of 29 in Washington
Problem loans are rising at Riverview Bank. The Vancouver, Washington bank had $1.5 billion in assets at June 30, 2026, down 3.1% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.80% of loans from 0.01% a year earlier. It earns about $0.55 a year on every $100 of assets, about half the median of $1.29 for the 895 banks with $1 billion to $10 billion in assets. It also spends about 83 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).
Delinquency has appeared in its $453 million non-owner-occupied commercial real estate book: 4.91% of those loans are past due or on nonaccrual, against almost none a year earlier. Net income for the quarter rose 25% from a year earlier, to $2.0 million. Concentration is the risk to watch: it holds commercial real estate loans worth 3.4 times its capital, higher than about three-quarters of banks its size (median 2.2 times).
As of June 30, 2026, Riverview Bank reported a CET1 capital ratio of 14.39%, a return on assets of 0.55%, a nonperforming-loan ratio of 0.80% and a Texas ratio of 5.63%. The figures come from its call report filed with the FFIEC.
Riverview Bank ranks as the 12th largest of the 29 banks based in Washington, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 0.5% to $1.47B, loans rose 0.1% and deposits rose 0.5%. Non-owner-occupied commercial real estate loans made up 41.4% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 15.1%. Its 18 offices in the FDIC Summary of Deposits are in 13 cities across 2 states; its Vancouver 6 offices book 43% of its branch deposits. Judged on its Q2 2026 call report, Riverview Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 900 Washington St, Vancouver, WA 98660
- County
- Clark
- Metro Area
- Portland-Vancouver-Hillsboro, OR-WA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1923
- Former names
- Riverview Community Bank (1998-2022); Riverview Savings Bank, FSB (1993-1998); Riverview Savings Bank (1985-1993)
- Domestic offices
- 18 FDIC institution directory, current count
- Employees (FTE)
- 247
- Domestic deposits
- $1.27B
- Allowance for credit losses
- $15.3M
- Net charge-offs (YTD)
- $1.0M
- Average total assets
- $1.47B
- Average total loans
- $1.09B
- Average interest-bearing deposits
- $954.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29922
- Fed RSSD
- 921178
- SEC CIK
- 1041368 → filed by RIVERVIEW BANCORP, INC.
- Website
- www.riverviewbank.com →
- Parent Holding Company
- RIVERVIEW BANCORP, INC. (RSSD 3180060) · RVSB
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Nicole Sherman | CEO | President/CEO |
| David Lam | CFO | EVP/CFO |
| Daniel D Cox | COO | EVP/COO |
| Breanne D Antich | CTO | Chief Technology Officer/EVP |
| Robert Benke | CCO | EVP/CCO |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Riverview Bank's total assets moved between a low of $1.46B (Q1 2026) and a high of $1.59B (Q4 2023) from Q3 2023 to Q2 2026, and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.47B total assets against $1.51B; $1.30B total liabilities against $1.33B.
$1.08B net loans and leases against $1.05B; $1.27B total deposits against $1.22B.
$175.9M securities against $316.3M; $102.2M cash and balances due against $34.2M.
$16.4M total interest income against $15.4M; $4.6M total interest expense against $5.1M.
$11.9M net interest income against $10.3M.
$3.6M total noninterest income against $3.4M; $12.9M total noninterest expense against $11.7M.
$0 provision for credit losses against $0.
$2.0M net income against $1.6M.
0.55% return on assets against 0.42%; 3.47% net interest margin against 2.91%.
14.39% CET1 capital ratio against 15.31%; 10.96% tier 1 leverage ratio against 11.16%.
Inside the full Riverview Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Riverview Bank rankings
Its closest position to the top of a national ranking is 750 of 4,196, for total assets; its furthest is 3,334 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -2.03% (Q1 2026) to 0.55% (Q2 2026) and its net interest margin ran from 2.63% (Q3 2024) to 3.47% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.39% | 0.55% | 0.80% | 5.63% | 3.47% |
| Q1 2026 | 14.37% | -2.03% | 0.71% | 5.02% | 3.01% |
| Q4 2025 | 15.09% | 0.45% | 0.10% | 0.65% | 3.11% |
| Q3 2025 | 15.26% | 0.39% | 0.07% | 0.45% | 2.92% |
| Q2 2025 | 15.31% | 0.42% | 0.01% | 0.08% | 2.91% |
| Q1 2025 | 15.23% | 0.41% | 0.01% | 0.09% | 2.74% |
| Q4 2024 | 15.21% | 0.41% | 0.04% | 0.10% | 2.76% |
| Q3 2024 | 14.88% | 0.52% | 0.04% | 0.09% | 2.63% |
Swipe the table sideways to see every column.
Branch Network
View all 18 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Riverview Bank (main office) | Vancouver , WA | 98660 | $274.6M |
| Battle Ground Branch | Battle Ground , WA | 98604 | $122.8M |
| Gresham Branch | Gresham , OR | 97030 | $107.3M |
| White Salmon Branch | White Salmon , WA | 98672 | $84.9M |
| Washougal Branch | Washougal , WA | 98671 | $80.7M |
| Camas Branch | Camas , WA | 98607 | $75.8M |
| Salmon Creek Branch | Vancouver , WA | 98685 | $71.9M |
| Orchards Branch | Vancouver , WA | 98662 | $69.4M |
| Hazel Dell Branch | Vancouver , WA | 98665 | $65.9M |
| Stevenson Branch | Stevenson , WA | 98648 | $62.0M |
| Goldendale Branch | Goldendale , WA | 98620 | $52.7M |
| Gateway Branch | Portland , OR | 97220 | $52.3M |
| Tech Center Branch | Vancouver , WA | 98683 | $43.5M |
| Aumsville Branch | Aumsville , OR | 97325 | $36.2M |
| Tualatin Branch | Tualatin , OR | 97062 | $30.1M |
| Cascade Park Branch | Vancouver , WA | 98684 | $20.3M |
| Ridgefield Branch | Ridgefield , WA | 98642 | $15.6M |
| Riverview Trust - Oregon Branch | Lake Oswego , OR | 97035 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 18, 2017 | Structure Change | Acquired Mbank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 23, 2005 | Structure Change | Acquired American Pacific Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 22, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 19, 2003 | Structure Change | Acquired Today's Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 18, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 14, 1994 | Structure Change | Acquired Great American Federal Savings Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC); 1 against individuals associated with it
- January 25, 2012, OCC: Formal Agreement: Riverview Community Bank
- Period: Most recent institution action January 25, 2012. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.5% of deposits in WA, rank 22 of 61 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 26 applications, 10 loans originated, $16.0M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $405K approved, $405K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Riverview Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Riverview Bank
What are Riverview Bank's total assets?
As of the Q2 2026 filing, Riverview Bank reported total assets of $1.47 billion in its FFIEC call report.
Where is Riverview Bank headquartered?
It is headquartered in Vancouver, WA, United States.
When was Riverview Bank founded?
It was established in 1923, per the FDIC institution directory.
Is Riverview Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #29922). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Riverview Bank?
Riverview Bank's primary federal regulator is the FDIC.
What is Riverview Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.39% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Riverview Bank operate?
It operates 18 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Riverview Bank's Texas Ratio?
Its Texas Ratio is 5.63% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Riverview Bank previously called?
The charter now named Riverview Bank has also operated as Riverview Community Bank (1998-2022), Riverview Savings Bank, FSB (1993-1998), Riverview Savings Bank (1985-1993), per FDIC structure-change records.
Go deeper on Riverview Bank.
Get an email when Riverview Bank files its next call report, and benchmark it against any peer you choose.
Unlock Riverview Bank, freeFree account