Riverview Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin climbed 0.46 percentage points in Q2 2026, from 3.01% to 3.47%. It was the largest change from Q1 2026 among the key lines here. Riverview Bank ranks 17th of 29 Washington banks on net interest margin, in the lower half at 3.47% (Q2 2026). The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Riverview Bank sits 0.24 points lower, at 3.47% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.80% |
| Yield on loans | 5.25% |
| Yield on securities | 2.49% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.44% |
| Cost of interest-bearing deposits | 1.81% |
| Cost of interest-bearing liabilities | 1.85% |
| Cost of borrowings | 4.28% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.47% |
| Yield to cost spread | 2.95% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $14.3M |
| Total interest expense | $4.6M |
| Interest expense on deposits | $4.4M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.77% | 0.86% | 2.79% | 4.54% | 2.01% |
| Q4 2023 | 3.83% | 1.28% | 2.65% | 4.59% | 2.02% |
| Q1 2024 | 3.86% | 1.51% | 2.45% | 4.61% | 2.00% |
| Q2 2024 | 4.02% | 1.52% | 2.61% | 4.70% | 1.89% |
| Q3 2024 | 4.15% | 1.64% | 2.63% | 4.84% | 1.86% |
| Q4 2024 | 4.22% | 1.58% | 2.76% | 5.02% | 1.83% |
| Q1 2025 | 4.11% | 1.48% | 2.74% | 4.85% | 1.80% |
| Q2 2025 | 4.35% | 1.55% | 2.91% | 5.03% | 1.78% |
| Q3 2025 | 4.37% | 1.58% | 2.92% | 5.16% | 1.79% |
| Q4 2025 | 4.52% | 1.53% | 3.11% | 5.31% | 1.78% |
| Q1 2026 | 4.34% | 1.44% | 3.01% | 5.06% | 1.79% |
| Q2 2026 | 4.80% | 1.44% | 3.47% | 5.25% | 2.49% |
Riverview Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Riverview Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Riverview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29922) · FFIEC NIC profile (RSSD 921178)