Riverview Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to average assets rose 0.36 percentage points from Q1 2026 to Q2 2026, ending at 11.37% against 11.01%. It was the largest change among the key lines on this page. Riverview Bank ranks 6th of 21 Washington banks on CET1 ratio, in the upper half at 14.39% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.49% on CET1 ratio. Riverview Bank sits 0.90 points higher, at 14.39% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.39% |
| Tier 1 risk-based capital ratio | 14.39% |
| Total risk-based capital ratio | 15.64% |
| Tier 1 leverage ratio | 10.96% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $158.0M |
| Tier 1 capital | $158.0M |
| Total risk-based capital | $171.8M |
| Total equity capital | $167.1M |
| Risk-weighted assets | $1.10B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.38% |
| Tangible equity to tangible assets | 9.72% |
| Equity capital to average assets | 11.37% |
| Internal capital growth rate | 1.85% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1K |
| Common stock surplus | $116.6M |
| Retained earnings | $70.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$19.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.66% | 15.66% | 16.91% | 10.74% | $1.08B |
| Q4 2023 | 15.42% | 15.42% | 16.67% | 10.54% | $1.07B |
| Q1 2024 | 15.06% | 15.06% | 16.32% | 10.29% | $1.06B |
| Q2 2024 | 14.93% | 14.93% | 16.18% | 10.67% | $1.08B |
| Q3 2024 | 14.88% | 14.88% | 16.14% | 10.72% | $1.09B |
| Q4 2024 | 15.21% | 15.21% | 16.47% | 10.86% | $1.08B |
| Q1 2025 | 15.23% | 15.23% | 16.48% | 11.10% | $1.08B |
| Q2 2025 | 15.31% | 15.31% | 16.56% | 11.16% | $1.09B |
| Q3 2025 | 15.26% | 15.26% | 16.51% | 11.26% | $1.09B |
| Q4 2025 | 15.09% | 15.09% | 16.35% | 11.24% | $1.11B |
| Q1 2026 | 14.37% | 14.37% | 15.62% | 10.60% | $1.09B |
| Q2 2026 | 14.39% | 14.39% | 15.64% | 10.96% | $1.10B |
Riverview Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Riverview Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Riverview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29922) · FFIEC NIC profile (RSSD 921178)