Riverview Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 12.5% lower than in Q1 2026, at $102.2M. Riverview Bank ranks 17th of 29 Washington banks on loan-to-deposit ratio, in the lower half at 86.36% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio; Riverview Bank reported 86.36% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $102.2M |
| Cash and noninterest-bearing balances to assets | 6.96% |
| Cash and securities | $278.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $18.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.23% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.36% |
| Net loans and leases to deposits | 85.14% |
| Loans and leases to core deposits | 90.55% |
| Core deposits to total deposits | 95.37% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.40% | 96.10% | $0 | $145.4M |
| Q4 2023 | 82.90% | 95.76% | $0 | $159.2M |
| Q1 2024 | 82.46% | 95.52% | $0 | $90.5M |
| Q2 2024 | 85.00% | 95.06% | $0 | $115.7M |
| Q3 2024 | 85.09% | 94.44% | $0 | $104.4M |
| Q4 2024 | 85.23% | 94.47% | $0 | $86.3M |
| Q1 2025 | 85.71% | 95.32% | $0 | $78.5M |
| Q2 2025 | 87.80% | 95.12% | $0 | $104.6M |
| Q3 2025 | 86.02% | 94.81% | $0 | $54.4M |
| Q4 2025 | 87.58% | 95.51% | $0 | $62.5M |
| Q1 2026 | 86.72% | 95.33% | $0 | $18.1M |
| Q2 2026 | 86.36% | 95.37% | $0 | $18.1M |
Riverview Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Riverview Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Riverview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29922) · FFIEC NIC profile (RSSD 921178)