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BanksDart Bank, the

Dart Bank, the

MASON, MILargeEst. May 1, 1925FDIC #5033RSSD #47247FDIC
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Dart Bank, the is a community bank chartered in 1925, based in Mason, MI. On its most recent Q1 2026 call report, Dart Bank, the reported $1.4B in total assets against $1.1B in deposits. Profitability tracks the broader industry — ROA 1.11%, ROE 12.63%, NIM 4.49%. Capital is comfortably above regulatory minimums — CET1 ratio of 11.20% sits well above the 7% well-capitalized threshold. Credit conditions bear watching: 1.93% NPL ratio with a 17.64% Texas Ratio (elevated but below the 100% concern level). 4 branches make up the footprint.

Headquarters Profile

Address
368 S Park St, MASON, MI 48854
County
Ingham
Metro Area
LANSING-EAST LANSING, MI
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
9
Established
May 1, 1925
Branches
4 domestic
Employees (FTE)
390
FDIC Cert
5033
Fed RSSD
47247
Assets
$1.4B
Deposits
$1.1B
Loans
$1.1B
Equity
$116M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Loan-to-Deposit at 107.6% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3111.20%1.11%1.93%17.64%4.49%
2025-12-3111.03%1.01%1.52%14.99%4.60%
2025-09-3011.00%0.98%1.60%14.88%4.69%
2025-06-3010.40%0.98%1.55%15.26%4.28%
2025-03-3110.53%0.79%1.11%11.43%3.92%
2024-12-3110.64%0.73%0.80%7.88%3.77%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Dart Bank, the

What are Dart Bank, the's total assets?

As of the Q1 2026 filing, Dart Bank, the reported total assets of $1.37 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Dart Bank, the headquartered?

Dart Bank, the is headquartered in MASON, MI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Dart Bank, the founded?

Dart Bank, the was established in 1925, per the FDIC institution directory.

Is Dart Bank, the FDIC-insured?

Yes. Dart Bank, the is an FDIC-insured commercial bank (FDIC Certificate #5033). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Dart Bank, the?

Dart Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Dart Bank, the's CET1 capital ratio?

Dart Bank, the reported a Common Equity Tier 1 (CET1) capital ratio of 11.20% in its most recent quarterly filing — above regulatory minimums.

How many branches does Dart Bank, the operate?

Dart Bank, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Dart Bank, the's Texas Ratio?

Dart Bank, the's Texas Ratio is 17.64% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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