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BanksBlue Ridge Bank, N.A.

Blue Ridge Bank, N.A.

MARTINSVILLE, VALargeEst. Jul 24, 2000FDIC #35274RSSD #233527OCC
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Capital moved notably last quarter — CET1 ratio of 15.33% was down 285bps from the prior quarter. Blue Ridge Bank, N.A. is the primary bank subsidiary of its parent holding company, headquartered in Martinsville, VA. On its most recent Q1 2026 call report, Blue Ridge Bank reported $2.4B in total assets against $2.0B in deposits. Profitability runs below industry average — 0.19% ROA, 1.69% ROE, with NIM at 2.91%. Capital cushions are healthy: 15.33% CET1, 11.01% Tier 1 leverage. Credit metrics are in line with industry norms — 1.16% NPL ratio. Its footprint covers 27 branches concentrated in Virginia.

Headquarters Profile

Address
1 E Market St, MARTINSVILLE, VA 24112
County
Henry
Metro Area
MARTINSVILLE, VA
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
5
Established
July 24, 2000
Branches
27 domestic
Employees (FTE)
282
FDIC Cert
35274
Fed RSSD
233527
Assets
$2.4B
Deposits
$2.0B
Loans
$1.8B
Equity
$247M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3115.33%0.19%1.16%9.13%2.91%
2025-12-3118.18%0.73%1.26%8.87%3.04%
2025-09-3018.95%0.89%1.35%8.80%3.58%
2025-06-3017.86%0.32%1.26%8.13%3.18%
2025-03-3116.88%0.06%1.41%9.75%2.95%
2024-12-3116.38%-0.17%1.31%9.45%2.84%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Participated in Absorption/Consolidation/Merger
    FDIC
  5. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  6. Participated in Absorption/Consolidation/Merger
    FDIC
  7. Participated in FDIC Assisted Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 7 events.

Frequently asked about Blue Ridge Bank, N.A.

What are Blue Ridge Bank, N.A.'s total assets?

As of the Q1 2026 filing, Blue Ridge Bank, N.A. reported total assets of $2.40 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Blue Ridge Bank, N.A. headquartered?

Blue Ridge Bank, N.A. is headquartered in MARTINSVILLE, VA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Blue Ridge Bank, N.A. founded?

Blue Ridge Bank, N.A. was established in 2000, per the FDIC institution directory.

Is Blue Ridge Bank, N.A. FDIC-insured?

Yes. Blue Ridge Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #35274). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Blue Ridge Bank, N.A.?

Blue Ridge Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Blue Ridge Bank, N.A.'s CET1 capital ratio?

Blue Ridge Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 15.33% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Blue Ridge Bank, N.A. operate?

Blue Ridge Bank, N.A. operates 27 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Blue Ridge Bank, N.A.'s Texas Ratio?

Blue Ridge Bank, N.A.'s Texas Ratio is 9.13% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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