Chain Bridge Bank, N.A.
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Data as of · sourced from FFIEC call reports. How we update
Chain Bridge Bank, N.A. is an FDIC-insured commercial bank headquartered in McLean, VA, established in 2007 (FDIC certificate 58595), and it is supervised by the OCC. At Q2 2026 it reported total assets of $2.19B, up 51.7% from Q2 2025, the 16th largest of 56 banks headquartered in Virginia. Its CET1 capital ratio was 48.10% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 58595
- Headquarters
- McLean, VA
- Established
- 2007
- Total assets, Q2 2026
- $2.19B
- Assets vs Q2 2025
- +51.7%
- CET1 ratio, Q2 2026
- 48.10%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 056009479
- Latest call report
- Q2 2026, FFIEC 041 · Chain Bridge Bank, N.A. call report
- Holding company
- CHAIN BRIDGE BANCORP, INC.
- Asset rank in state
- 16th of 56 in Virginia
Chain Bridge Bank, N.A. is one of the more profitable banks of its size. Its balance sheet stood at $2.2 billion at June 30, 2026, up 51.7% from a year earlier; it is based in Mc Lean, Virginia. It returns 23.0% a year on shareholders' equity, about double the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. It also spends about 38 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 58 cents).
Earnings jumped: net income for the quarter was $10 million, 88% above the same quarter a year earlier. Over the same year, loans shrank 4.7% and deposits grew 55.0%. Funding is the softer spot: it holds most of its deposits (81%) above the FDIC insurance limit, 2.6 times the median of 30.9% for banks its size.
As of June 30, 2026, Chain Bridge Bank, N.A. reported a CET1 capital ratio of 48.10%, a return on assets of 1.98%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 56 banks headquartered in Virginia, Chain Bridge Bank, N.A. is the 16th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 14.3% to $2.19B, loans rose 0.3% and deposits rose 15.2%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 79.0% of total loans, followed by non-owner-occupied commercial real estate loans at 7.9%. Its one office in the FDIC Summary of Deposits is in Mclean, VA. On its Q2 2026 call report, Chain Bridge Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1445a Laughlin Ave, McLean, VA 22101
- County
- Fairfax
- Metro Area
- Washington-Arlington-Alexandria, DC-Va-MD-WV
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 5, Richmond
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- August 6, 2007
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 99
- Domestic deposits
- $2.01B
- Allowance for credit losses
- $3.7M
- Net charge-offs (YTD)
- $0
- Average total assets
- $2.02B
- Average total loans
- $274.7M
- Average interest-bearing deposits
- $287.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 6, 2007
- FDIC Cert
- 58595
- Fed RSSD
- 3597211
- SEC CIK
- 1392272 → filed by CHAIN BRIDGE BANCORP, INC.
- Website
- www.chainbridgebank.com →
- Parent Holding Company
- CHAIN BRIDGE BANCORP, INC. (RSSD 3597220) · CBNA
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| John J Brough | CEO | Chief Executive Officer |
| Peter G Fitzgerald | CHR | Chairman of the Board |
| David M. Evinger | PRES | President, Chief Risk Officer |
| Joanna R. Williamson | CFO | Chief Financial Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Chain Bridge Bank, N.A.'s total assets ran between $1.15B (Q3 2023) and $2.19B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$2.19B total assets against $1.45B; $2.01B total liabilities against $1.30B.
$270.6M net loans and leases against $283.6M; $2.01B total deposits against $1.29B.
$1.07B securities against $759.2M; $820.4M cash and balances due against $377.3M.
$17.7M total interest income against $12.8M; $658K total interest expense against $972K.
$17.1M net interest income against $11.8M.
$3.2M total noninterest income against $1.2M; $7.6M total noninterest expense against $6.6M.
-$40K provision for credit losses against -$314K.
$10.0M net income against $5.3M.
1.98% return on assets against 1.50%; 3.45% net interest margin against 3.40%.
48.10% CET1 capital ratio against 40.21%; 9.13% tier 1 leverage ratio against 10.59%.
Inside the full Chain Bridge Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run. BankRegReports band; the $250K limit is statutory but this risk threshold is ours (post-SVB).
Chain Bridge Bank, N.A. rankings
Its closest position to the top of a national ranking is 4 of 2,134, for CET1 ratio; its furthest is 3,357 of 3,640, for Texas Ratio.
Metric pages for Chain Bridge Bank, N.A.: CET1 ratio, Uninsured deposits, Efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.33% (Q4 2024) to 2.30% (Q3 2024) and its net interest margin ran from 3.30% (Q4 2025) to 3.83% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 48.10% | 1.98% | 0.00% | 0.00% | 3.45% |
| Q1 2026 | 46.12% | 1.81% | 0.00% | 0.00% | 3.38% |
| Q4 2025 | 43.49% | 1.42% | 0.00% | 0.00% | 3.30% |
| Q3 2025 | 41.29% | 1.37% | 0.00% | 0.00% | 3.40% |
| Q2 2025 | 40.21% | 1.50% | 0.00% | 0.00% | 3.40% |
| Q1 2025 | 36.93% | 1.51% | 0.00% | 0.00% | 3.53% |
| Q4 2024 | 31.76% | 1.33% | 0.00% | 0.00% | 3.50% |
| Q3 2024 | 30.78% | 2.30% | 0.00% | 0.00% | 3.83% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Chain Bridge Bank, N.A. (main office) | Mclean , VA | 22101 | $2.01B |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.6% of deposits in VA, rank 18 of 102 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 29 applications, 22 loans originated, $17.0M originated, across 9 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 4 loans, $350K approved, $88K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2018 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Chain Bridge Bank, N.A.
What are Chain Bridge Bank, N.A.'s total assets?
As of the Q2 2026 filing, Chain Bridge Bank, N.A. reported total assets of $2.19 billion in its FFIEC call report.
Where is Chain Bridge Bank, N.A. headquartered?
It is headquartered in McLean, VA, United States.
When was Chain Bridge Bank, N.A. founded?
It was established in 2007, per the FDIC institution directory.
Is Chain Bridge Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58595). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Chain Bridge Bank, N.A.?
Chain Bridge Bank, N.A.'s primary federal regulator is the OCC.
What is Chain Bridge Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 48.10% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Chain Bridge Bank, N.A. operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Chain Bridge Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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