Chain Bridge Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 3.67 percentage points lower than in Q1 2026, at 48.73%. Chain Bridge Bank, N.A. ranks 13th of 56 Virginia banks on return on assets, in the upper half at 1.98% (Q2 2026). Against a median of 1.28% for banks in the $1B-10B asset tier, Chain Bridge Bank, N.A. reported 1.98% on return on assets in Q2 2026, 0.71 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 48.10% |
| Tier 1 risk-based capital ratio | 48.10% |
| Total risk-based capital ratio | 49.09% |
| Tier 1 leverage ratio | 9.13% |
| Equity capital to assets | 8.14% |
| Tangible equity to tangible assets | 8.14% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.35% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.98% |
| Return on equity | 23.03% |
| Net interest margin | 3.45% |
| Efficiency ratio | 37.67% |
| Yield on earning assets | 3.59% |
| Cost of funds | 0.14% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 13.67% |
| Core deposits to total deposits | 99.83% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 91.53% |
| Securities to assets | 48.73% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 23.03% | 23.03% | 24.16% | 9.24% | 1.13% |
| Q4 2023 | 24.30% | 24.30% | 25.44% | 9.21% | 1.25% |
| Q1 2024 | 25.30% | 25.30% | 26.44% | 9.10% | 1.50% |
| Q2 2024 | 28.76% | 28.76% | 29.91% | 9.09% | 1.93% |
| Q3 2024 | 30.78% | 30.78% | 31.90% | 8.29% | 2.30% |
| Q4 2024 | 31.76% | 31.76% | 32.94% | 9.57% | 1.33% |
| Q1 2025 | 36.93% | 36.93% | 38.12% | 9.07% | 1.51% |
| Q2 2025 | 40.21% | 40.21% | 41.37% | 10.59% | 1.50% |
| Q3 2025 | 41.29% | 41.29% | 42.41% | 10.53% | 1.37% |
| Q4 2025 | 43.49% | 43.49% | 44.63% | 9.61% | 1.42% |
| Q1 2026 | 46.12% | 46.12% | 47.14% | 9.62% | 1.81% |
| Q2 2026 | 48.10% | 48.10% | 49.09% | 9.13% | 1.98% |
Chain Bridge Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Chain Bridge Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Chain Bridge Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58595) · FFIEC NIC profile (RSSD 3597211)