Chain Bridge Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Chain Bridge Bank, N.A. of McLean, VA against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.98% | 1.46% | +0.52% | 86th top |
| ROAE | 23.03% | 12.68% | +10.35% | 93rd top |
| Net Interest Margin | 3.45% | 3.85% | -0.40% | 33rd below |
| Efficiency Ratio | 37.67% | 57.42% | -19.75% | 94th top |
| PPNR / Avg Assets | 2.49% | 1.88% | +0.61% | 88th top |
| Yield on Earning Assets | 3.59% | 5.72% | -2.13% | 1st bottom |
| Cost of Funds | 0.14% | 2.02% | -1.88% | 100th top |
| Net Interest Spread | 2.79% | 3.18% | -0.39% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.00% | -1.00% | 98th top |
| NPA / Total Assets | 0.00% | 0.76% | -0.76% | 98th top |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 77th top |
| ACL / Total Loans | 1.35% | 1.31% | +0.04% | 76th top |
| Texas Ratio | 0.00% | 7.39% | -7.39% | 99th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 48.10% | 17.30% | +30.80% | 98th top |
| Tier 1 Ratio | 48.10% | 17.34% | +30.76% | 98th top |
| Total Capital Ratio | 49.09% | 18.39% | +30.70% | 98th top |
| Leverage Ratio | 9.13% | 11.44% | -2.31% | 15th bottom |
| Equity / Assets | 8.14% | 11.34% | -3.20% | 8th bottom |
| TCE / Tangible Assets | 8.14% | 10.50% | -2.36% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 13.67% | 87.02% | -73.35% | 99th top |
| Core Deposit Ratio | 99.83% | 85.54% | +14.29% | 98th top |
| Uninsured Deposit Ratio | 80.87% | 33.08% | +47.79% | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 51.70% | 9.64% | +42.06% | 98th top |
| Loan Growth (Y/Y) | -4.70% | 8.07% | -12.77% | 6th bottom |
| Deposit Growth (Y/Y) | 54.98% | 7.84% | +47.14% | 98th top |
See Chain Bridge Bank, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Chain Bridge Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Chain Bridge Bank, N.A. profile, how to read a UBPR, or how this data updates.