Chain Bridge Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.07 percentage points, from 3.38% to 3.45%, the largest move among the key lines here. Chain Bridge Bank, N.A. ranks 41st of 56 Virginia banks on net interest margin, in the lower half at 3.45% (Q2 2026). Chain Bridge Bank, N.A. reported 3.45% on net interest margin for Q2 2026, 0.26 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.59% |
| Yield on loans | 4.52% |
| Yield on securities | 3.27% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.14% |
| Cost of interest-bearing deposits | 0.80% |
| Cost of interest-bearing liabilities | 0.80% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.45% |
| Yield to cost spread | 2.79% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.1M |
| Total interest expense | $658K |
| Interest expense on deposits | $658K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.20% | 0.36% | 2.87% | 4.37% | 2.10% |
| Q4 2023 | 3.31% | 0.33% | 2.99% | 4.28% | 2.12% |
| Q1 2024 | 3.49% | 0.30% | 3.20% | 4.33% | 2.21% |
| Q2 2024 | 3.73% | 0.28% | 3.47% | 4.48% | 2.23% |
| Q3 2024 | 4.05% | 0.24% | 3.83% | 4.57% | 2.55% |
| Q4 2024 | 3.75% | 0.24% | 3.50% | 4.69% | 2.37% |
| Q1 2025 | 3.76% | 0.25% | 3.53% | 4.65% | 2.82% |
| Q2 2025 | 3.68% | 0.27% | 3.40% | 4.56% | 2.96% |
| Q3 2025 | 3.72% | 0.35% | 3.40% | 4.55% | 3.03% |
| Q4 2025 | 3.62% | 0.34% | 3.30% | 4.44% | 3.11% |
| Q1 2026 | 3.51% | 0.15% | 3.38% | 4.38% | 3.18% |
| Q2 2026 | 3.59% | 0.14% | 3.45% | 4.52% | 3.27% |
Chain Bridge Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Chain Bridge Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Chain Bridge Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58595) · FFIEC NIC profile (RSSD 3597211)