Bank of Clarke
Headquartered in Berryville, Bank of Clarke serves the Virginia market as a community-focused commercial bank. The Q1 2026 balance sheet stands at $1.8B in assets, including $1.5B in loans. Earnings are mid-range — 0.87% ROA and a 3.65% net interest margin. Regulatory capital is solid — 14.47% CET1 and 15.62% total risk-based capital ratio. Asset quality is solid — 1.11% nonperforming loans and a 7.01% Texas Ratio. Bank of Clarke operates a 15-branch network.
Headquarters Profile
- Address
- 2 E Main St, BERRYVILLE, VA 22611
- County
- Clarke
- Metro Area
- WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 5
- Established
- April 1, 1881
- Branches
- 15 domestic
- Employees (FTE)
- 253
- FDIC Cert
- 6123
- Fed RSSD
- 753324
- Parent Holding Company
- EAGLE FINANCIAL SERVICES, INC. (RSSD 1951770)
Capital & Liquidity
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Bank of Clarke rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Bank of Clarke
What are Bank of Clarke's total assets?
As of the Q1 2026 filing, Bank of Clarke reported total assets of $1.84 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Clarke headquartered?
Bank of Clarke is headquartered in BERRYVILLE, VA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Clarke founded?
Bank of Clarke was established in 1881, per the FDIC institution directory.
Is Bank of Clarke FDIC-insured?
Yes. Bank of Clarke is an FDIC-insured commercial bank (FDIC Certificate #6123). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Clarke?
Bank of Clarke's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Clarke's CET1 capital ratio?
Bank of Clarke reported a Common Equity Tier 1 (CET1) capital ratio of 14.47% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bank of Clarke operate?
Bank of Clarke operates 15 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Clarke's Texas Ratio?
Bank of Clarke's Texas Ratio is 7.01% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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