Blue Ridge Bank, N.A.: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q2 2026 filing, Blue Ridge Bank, N.A. reported 8 of the 9 line items on this page. It did not report foreign exchange derivatives, notional. Unused loan commitments was $110.0M in Q2 2026, down 1.3% from $111.4M in Q2 2025. That is 4.8% of its total assets. Across the 12 quarters shown it ranged from $106.3M (Q3 2024) to $118.8M (Q3 2023).
What the off-balance-sheet exposure page covers and where each line comes from.
The standout move of Q2 2026 was in Letters of credit: 57.8% higher than in Q1 2026, at $9.7M.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $110.0M |
| Letters of credit | $9.7M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $88.5M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | — |
| Derivatives notional to total assets | 3.83% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $118.8M | $23.3M | 0.01% |
| Q4 2023 | $113.5M | $12.6M | 0.14% |
| Q1 2024 | $110.4M | $11.6M | 0.25% |
| Q2 2024 | $107.7M | $13.1M | 0.26% |
| Q3 2024 | $106.3M | $11.9M | 0.26% |
| Q4 2024 | $108.4M | $12.5M | 0.28% |
| Q1 2025 | $110.6M | $11.3M | 0.28% |
| Q2 2025 | $111.4M | $13.5M | 0.30% |
| Q3 2025 | $113.2M | $9.5M | 2.12% |
| Q4 2025 | $109.8M | $6.3M | 3.67% |
| Q1 2026 | $111.3M | $6.1M | 3.69% |
| Q2 2026 | $110.0M | $9.7M | 3.83% |
Blue Ridge Bank, N.A. off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Blue Ridge Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35274) · FFIEC NIC profile (RSSD 233527)