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Liquidity & Balance Sheet · Missouri

US Banks with Highest Share of Uninsured Deposits in Missouri

Ranked among banks headquartered in Missouri. Re-ranked 1-37 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: UMB BANK, NATIONAL ASSOCIATION — 64.76% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 37 banks with reported data Showing: Top 37 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Umb Bank, N.A. Kansas City , MO 64.76% $72.35B
2 Cass Commercial Bank Des Peres , MO 59.97% $1.33B
3 Parkside Financial Bank and Trust Clayton , MO 55.60% $1.05B
4 Country Club Bank Kansas City , MO 39.59% $2.23B
5 Commerce Bank Kansas City , MO 39.04% $35.54B
6 Central Trust Bank, the Jefferson City , MO 38.73% $20.47B
7 Great Southern Bank Reeds Spring , MO 38.59% $5.69B
8 Enterprise Bank & Trust Clayton , MO 33.32% $17.20B
9 Southwest Missouri Bank Carthage , MO 31.19% $1.22B
10 Academy Bank, N.A. Kansas City , MO 30.99% $3.28B
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11 Midwest Bankcentre Saint Louis , MO 29.04% $3.03B
12 First Bank Creve Coeur , MO 28.45% $6.69B
13 Lead Bank Kansas City , MO 28.42% $2.68B
14 Midwest Regional Bank Clayton , MO 26.53% $989.8M
15 Bank of Missouri, the Perryville , MO 26.44% $4.24B
16 Wood & Huston Bank Marshall , MO 25.98% $1.22B
17 Royal Banks of Missouri Saint Louis , MO 25.13% $1.05B
18 Bank of Washington Washington , MO 23.92% $1.18B
19 Montgomery Bank Sikeston , MO 23.60% $1.22B
20 First State Community Bank Farmington , MO 23.27% $4.51B
21 Sullivan Bank Sullivan , MO 23.04% $1.34B
22 Hawthorn Bank Jefferson City , MO 22.15% $1.84B
23 Saint Louis Bank Saint Louis , MO 22.09% $1.18B
24 Nodaway Valley Bank, the Maryville , MO 21.22% $1.65B
25 Stifel Bank and Trust Saint Louis , MO 20.91% $20.06B
26 Oakstar Bank Springfield , MO 20.50% $3.14B
27 Omb Bank Springfield , MO 20.43% $2.21B
28 Sterling Bank Poplar Bluff , MO 20.11% $1.57B
29 Guaranty Bank Springfield , MO 19.22% $2.42B
30 Southern Bank Poplar Bluff , MO 19.19% $5.09B
31 M1 Bank Clayton , MO 18.70% $1.20B
32 Legacy Bank & Trust Company Mountain Grove , MO 17.85% $1.83B
33 Stifel Bank Saint Louis , MO 15.21% $12.14B
34 North American Savings Bank, FSB Grandview , MO 10.14% $3.16B
35 Btc Bank Bethany , MO 9.90% $1.62B
36 First Federal Bank of Kansas City Lees Summit , MO 9.58% $990.8M
37 First Bank of the Lake Osage Beach , MO 8.01% $2.33B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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