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Financial strength ranking · Missouri · Call Report data as of Q2 2026

Best Banks in Missouri by Financial Strength

The Bank of Grain Valley ranks first among the 172 banks headquartered in Missouri we score, with a financial strength score of 88.3 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
The Bank of Grain Valley
Its score
88.3 of 100
Banks scored in Missouri
172
Its return on assets
2.20%

The 100 highest scoring banks in Missouri

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Missouri ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 The Bank of Grain Valley Grain Valley 88.3 2.20% 52.78% 23.96% 0.00% $110.6M
2 Community Bank of El Dorado Springs El Dorado Springs 87.4 2.27% 44.02% 16.56% 0.06% $143.6M
3 Bank of Versailles Versailles 84.9 1.79% 40.30% 14.99% 0.03% $359.0M
4 Cass Commercial Bank Des Peres 84.2 2.18% 35.36% 14.10% 0.12% $1.33B
5 Central Bank of Kansas City Kansas City 82.4 3.28% 35.22% 11.95% 0.11% $410.2M
6 Legends Bank Linn 81.4 2.29% 39.69% 18.31% 0.38% $635.5M
7 The Missouri Bank Warrenton 80.0 2.12% 45.67% 12.57% 0.09% $461.5M
8 The Nodaway Valley Bank Maryville 79.8 2.22% 51.53% 11.56% 0.00% $1.62B
9 Lindell Bank & Trust Company Saint Louis 79.7 2.25% 47.15% 18.02% 0.34% $915.2M
10 St. Clair County State Bank Osceola 79.6 1.93% 39.51% 13.51% 0.19% $231.8M
11 Bank of New Madrid New Madrid 79.6 1.93% 53.50% 14.11% 0.02% $116.6M
12 Citizens' Bank of Charleston Charleston 79.2 2.59% 36.26% 20.51% 0.68% $185.1M
13 New Era Bank Fredericktown 78.8 2.63% 42.48% 13.98% 0.37% $453.1M
14 Regional Missouri Bank Marceline 78.4 2.58% 48.85% 11.61% 0.06% $597.4M
15 Metz Banking Company Nevada 77.9 1.83% 50.62% 11.60% 0.00% $117.3M
16 Adrian Bank Adrian 76.5 2.85% 39.45% 12.56% 0.40% $195.6M
17 Community State Bank Shelbina 75.9 1.76% 38.41% 12.05% 0.15% $132.8M
18 Putnam County State Bank Unionville 74.9 1.90% 30.90% 13.52% 0.46% $317.6M
19 Connections Bank Platte City 74.1 1.97% 42.74% 9.80% 0.00% $516.6M
20 Peoples Community Bank Greenville 73.6 2.39% 47.76% 18.54% 0.85% $735.2M
21 Town & Country Bank Salem 73.5 2.21% 51.22% 12.37% 0.24% $747.7M
22 HNB National Bank Hannibal 73.3 2.50% 41.11% 9.72% 0.04% $1.31B
23 Wood & Huston Bank Marshall 72.7 2.16% 49.27% 11.55% 0.19% $1.23B
24 Pony Express Bank Braymer 72.6 2.89% 43.01% 10.15% 0.13% $399.5M
25 Jonesburg State Bank Jonesburg 72.2 2.50% 53.50% 9.95% 0.00% $145.6M
26 Northeast Missouri State Bank Kirksville 71.9 1.54% 46.95% 11.11% 0.02% $164.1M
27 The Citizens Bank of Edina Edina 71.9 2.25% 39.42% 14.49% 1.06% $106.7M
28 The Bank of Advance Advance 71.6 2.42% 47.37% 13.01% 0.61% $509.9M
29 Bank Northwest Hamilton 70.9 3.44% 41.40% 9.66% 0.13% $210.3M
30 F & C Bank Holden 70.5 2.36% 44.76% 11.01% 0.34% $481.0M
31 The Bank of Old Monroe Old Monroe 70.2 1.42% 42.04% 10.55% 0.00% $994.6M
32 Bank 21 Carrollton 69.2 2.78% 46.88% 11.51% 0.54% $202.1M
33 Farmers Bank of Northern Missouri Unionville 68.8 1.46% 51.45% 12.71% 0.16% $566.5M
34 Bank of Odessa Odessa 68.0 1.99% 34.16% 13.67% 1.59% $667.1M
35 Community State Bank of Missouri Bowling Green 67.7 1.85% 51.74% 11.02% 0.18% $333.9M
36 Citizens Bank of Eldon Eldon 67.5 2.36% 43.19% 11.53% 0.74% $247.3M
37 Security Bank of Southwest Missouri Cassville 67.5 3.07% 42.04% 12.74% 1.70% $146.8M
38 Verimore Bank Brookfield 65.4 1.97% 52.90% 10.62% 0.21% $639.1M
39 The Citizens-Farmers Bank of Cole Camp Cole Camp 65.4 1.75% 46.95% 14.78% 1.29% $207.0M
40 Alliance Bank Cape Girardeau 65.3 1.50% 58.04% 13.57% 0.21% $391.3M
41 Bank of Grandin Grandin 65.1 2.02% 47.76% 14.66% 2.02% $241.0M
42 TPNB Bank Paris 65.1 1.02% 61.96% 15.15% 0.00% $112.0M
43 Parkside Financial Bank and Trust Clayton 64.9 1.35% 66.06% 12.98% 0.00% $1.08B
44 Midwest Independent Bankersbank Jefferson City 64.8 1.28% 70.03% 15.26% 0.00% $341.4M
45 North American Savings Bank, FSB Grandview 64.6 1.34% 43.75% 14.21% 0.67% $3.20B
46 Concordia Bank Concordia 64.2 1.66% 55.41% 11.92% 0.28% $130.0M
47 Sterling Bank Poplar Bluff 63.8 1.57% 51.48% 11.14% 0.24% $1.56B
48 Bloomsdale Bank Bloomsdale 63.3 2.29% 43.69% 8.94% 0.22% $390.2M
49 Farmers and Merchants Bank of St. Clair Saint Clair 63.2 1.18% 63.29% 12.76% 0.00% $343.5M
50 First State Community Bank Farmington 62.5 1.90% 48.03% 11.68% 0.87% $4.51B
51 Peoples Bank of Wyaconda Kahoka 62.4 1.26% 53.21% 10.56% 0.01% $148.5M
52 Bank of Monticello Monticello 62.3 2.19% 47.85% 11.95% 1.49% $159.0M
53 Triad Bank Frontenac 62.0 1.36% 50.32% 10.74% 0.15% $1.11B
54 Mid-Missouri Bank Springfield 61.6 1.59% 59.97% 10.80% 0.05% $946.7M
55 Community Point Bank Russellville 61.5 1.67% 43.34% 8.20% 0.05% $259.7M
56 Freedom Bank of Southern Missouri Cassville 61.2 1.98% 49.58% 8.72% 0.11% $850.1M
57 County Bank Brunswick 61.1 2.12% 57.95% 8.29% 0.00% $133.7M
58 Community Bank of Raymore Raymore 60.5 1.73% 58.06% 9.70% 0.02% $346.9M
59 Homebank Palmyra 60.4 2.26% 54.08% 9.61% 0.25% $733.3M
60 Hawthorn Bank Jefferson City 59.8 1.79% 56.40% 11.26% 0.43% $1.76B
61 Peoples Bank Cuba 59.5 1.75% 62.25% 10.96% 0.16% $248.7M
62 Mid America Bank Jefferson City 59.3 1.95% 52.45% 10.76% 0.63% $1.18B
63 United State Bank Lewistown 59.3 1.59% 61.45% 10.50% 0.05% $290.1M
64 Goppert Financial Bank Lathrop 59.1 1.28% 57.80% 10.07% 0.00% $312.0M
65 First Midwest Bank of Dexter Dexter 59.0 1.94% 53.25% 10.97% 0.68% $652.0M
66 Lamar Bank and Trust Company Lamar 58.4 1.78% 64.54% 10.20% 0.03% $269.0M
67 Stifel Bank Saint Louis 58.1 1.30% 27.91% 7.06% 0.04% $14.62B
68 First State Bank and Trust Company, Inc. Caruthersville 57.7 1.92% 51.72% 12.57% 3.52% $659.0M
69 Citizens Bank & Trust Rock Port 57.0 1.22% 68.28% 12.50% 0.04% $107.3M
70 The Central Trust Bank Jefferson City 56.8 2.01% 47.44% 7.94% 0.29% $20.31B
71 Century Bank of the Ozarks Gainesville 56.7 1.97% 55.16% 8.84% 0.16% $305.3M
72 The First National Bank of Nevada Nevada 56.7 0.90% 54.24% 16.15% 0.47% $122.2M
73 Belgrade State Bank Belgrade 56.5 1.69% 53.07% 10.13% 0.41% $548.0M
74 Home Savings and Loan Association of Carroll County, F.A. Norborne 56.5 1.17% 57.57% 14.53% 0.50% $131.4M
75 Southern Bank Poplar Bluff 56.3 1.61% 48.59% 10.45% 0.64% $5.19B
76 Focus Bank Charleston 55.9 1.84% 63.43% 12.61% 0.71% $854.1M
77 Grand Missouri Bank Bolivar 55.7 1.03% 62.66% 13.72% 0.18% $151.1M
78 The Maries County Bank Vienna 55.5 0.96% 68.07% 14.83% 0.08% $600.5M
79 The Hamilton Bank Hamilton 55.5 1.61% 52.48% 9.29% 0.20% $119.8M
80 Midwest Bankcentre Saint Louis 54.9 1.37% 52.97% 12.15% 0.87% $3.07B
81 The Cornerstone Bank South West City 54.5 1.69% 55.76% 12.18% 1.40% $211.4M
82 Commerce Bank Kansas City 54.2 0.93% 57.36% 11.43% 0.11% $35.02B
83 UMB Bank, N.A. Kansas City 54.1 1.42% 47.30% 8.89% 0.20% $71.90B
84 First Midwest Bank of the Ozarks Poplar Bluff 52.7 1.92% 58.35% 10.85% 0.89% $733.2M
85 Community First Bank Butler 52.7 2.13% 46.55% 8.57% 0.74% $258.9M
86 Stifel Bank and Trust Saint Louis 52.6 2.02% 26.97% 7.07% 0.84% $19.62B
87 Citizens Bank Butler 52.6 2.49% 59.58% 7.73% 0.21% $188.1M
88 First State Bank of St. Charles, Missouri Saint Charles 51.8 1.38% 79.49% 15.65% 0.37% $535.2M
89 Citizens Community Bank Pilot Grove 51.6 1.13% 62.59% 11.56% 0.20% $142.6M
90 Great Southern Bank Reeds Spring 50.9 1.20% 65.05% 11.25% 0.17% $5.53B
91 Legacy Bank & Trust Company Mountain Grove 50.2 1.18% 50.64% 11.91% 1.34% $1.85B
92 MRV Banks Sainte Genevieve 50.2 1.50% 50.49% 11.48% 6.43% $803.1M
93 Citizens Bank of Rogersville Rogersville 50.1 1.42% 67.99% 11.37% 0.31% $125.2M
94 People's Bank of Seneca Seneca 49.9 1.37% 46.01% 10.08% 0.94% $495.5M
95 OakStar Bank Springfield 49.8 1.50% 55.85% 9.79% 0.42% $3.29B
96 Four States Bank Carthage 49.3 0.04% 82.59% 15.85% 0.00% $142.1M
97 Community First Banking Company West Plains 49.1 1.36% 56.06% 10.31% 0.52% $307.3M
98 Bank of Weston Weston 48.9 1.77% 50.84% 8.79% 0.68% $246.5M
99 Exchange Bank Co. Kahoka 48.8 1.92% 53.07% 9.11% 0.82% $341.5M
100 First Independent Bank Aurora 48.5 1.21% 58.49% 11.63% 0.68% $147.6M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Missouri?

By our financial strength score, The Bank of Grain Valley of Grain Valley ranks first among the 172 scored banks headquartered in Missouri, scoring 88.3 out of 100 for Q2 2026: return on assets of 2.20%, an efficiency ratio of 52.78%, a Tier 1 leverage ratio of 23.96% and nonperforming assets of 0.00% of total assets. Community Bank of El Dorado Springs and Bank of Versailles rank second and third.

How are the best banks in Missouri ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

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More in Missouri

Largest banks in Missouri Bank deposits in Missouri Largest credit unions in Missouri Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.