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BanksPeoples Community Bank

Peoples Community Bank

GREENVILLE, MOMediumEst. Jan 3, 1977FDIC #22394RSSD #784159FDIC
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Operating from Greenville, MO, Peoples Community Bank serves its local market as an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $723M in total assets and $585M in deposits. Profitability is strong — 2.83% ROA, paired with 15.21% ROE and a 4.71% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 19.56% exceeds the 9% CBLR threshold. Asset quality merits closer attention with NPLs at 1.66%. Peoples Community operates a 16-branch network.

Headquarters Profile

Address
101 Sycamore St, GREENVILLE, MO 63944
County
Wayne
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
11
Established
January 3, 1977
Branches
16 domestic
Employees (FTE)
121
FDIC Cert
22394
Fed RSSD
784159
Assets
$723M
Deposits
$585M
Loans
$493M
Equity
$135M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-312.83%1.66%5.94%4.71%
2025-12-312.24%1.57%5.84%4.81%
2025-09-302.91%1.50%6.32%4.83%
2025-06-302.71%1.83%7.48%4.68%
2025-03-311.65%1.26%4.72%4.27%
2024-12-312.19%1.16%4.37%4.40%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Frequently asked about Peoples Community Bank

What are Peoples Community Bank's total assets?

As of the Q1 2026 filing, Peoples Community Bank reported total assets of $723.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Peoples Community Bank headquartered?

Peoples Community Bank is headquartered in GREENVILLE, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Peoples Community Bank founded?

Peoples Community Bank was established in 1977, per the FDIC institution directory.

Is Peoples Community Bank FDIC-insured?

Yes. Peoples Community Bank is an FDIC-insured commercial bank (FDIC Certificate #22394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Peoples Community Bank?

Peoples Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Peoples Community Bank operate?

Peoples Community Bank operates 16 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Peoples Community Bank's Texas Ratio?

Peoples Community Bank's Texas Ratio is 5.94% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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