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Financial strength ranking · Oregon · Call Report data as of Q2 2026

Best Banks in Oregon by Financial Strength

Pioneer Trust Bank, N.A. ranks first among the 12 banks headquartered in Oregon we score, with a financial strength score of 74.8 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
Pioneer Trust Bank, N.A.
Its score
74.8 of 100
Banks scored in Oregon
12
Its return on assets
2.61%

Every scored bank in Oregon

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Oregon ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 Pioneer Trust Bank, N.A. Salem 74.8 2.61% 35.63% 15.26% 0.95% $712.5M
2 Bank of Eastern Oregon Heppner 59.5 2.17% 55.19% 11.59% 0.89% $933.6M
3 Summit Bank Eugene 54.7 1.28% 53.88% 11.34% 0.45% $1.33B
4 Clackamas County Bank Sandy 53.0 0.94% 76.72% 12.80% 0.00% $266.4M
5 Oregon Pacific Banking Co. dba Oregon Pacific Bank Florence 52.8 1.43% 62.62% 11.18% 0.31% $825.4M
6 People's Bank of Commerce Medford 52.4 1.22% 62.55% 15.33% 0.70% $776.7M
7 Columbia Bank Lake Oswego 51.0 1.30% 48.45% 9.68% 0.42% $65.37B
8 Willamette Valley Bank Salem 47.5 0.67% 79.45% 16.99% 0.14% $465.4M
9 First Federal Savings and Loan Association of McMinnville McMinnville 44.7 0.53% 74.43% 11.90% 0.02% $678.7M
10 Citizens Bank Corvallis 43.5 0.05% 90.03% 13.88% 0.02% $823.4M
11 Evergreen Federal Bank Grants Pass 43.3 0.83% 66.55% 13.24% 0.53% $621.6M
12 Oregon Coast Bank Newport 30.4 1.09% 67.80% 10.43% 1.58% $446.3M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Oregon?

By our financial strength score, Pioneer Trust Bank, N.A. of Salem ranks first among the 12 scored banks headquartered in Oregon, scoring 74.8 out of 100 for Q2 2026: return on assets of 2.61%, an efficiency ratio of 35.63%, a Tier 1 leverage ratio of 15.26% and nonperforming assets of 0.95% of total assets. Bank of Eastern Oregon and Summit Bank rank second and third.

How are the best banks in Oregon ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

Best banks in other states

More in Oregon

Largest banks in Oregon Bank deposits in Oregon Largest credit unions in Oregon Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.