Financial strength ranking · Delaware · Call Report data as of Q2 2026

Best Banks in Delaware by Financial Strength

Applied Bank ranks first among the 10 banks headquartered in Delaware we score, with a financial strength score of 91.9 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first: Applied Bank
Its score: 91.9 of 100
Banks scored in Delaware: 10
Its return on assets: 2.39%

Every scored bank in Delaware

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Delaware ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

1	Applied Bank Wilmington	91.9	2.39%	44.69%	17.49%	0.00%	$274.1M
2	County Bank Rehoboth Beach	84.9	3.31%	37.42%	15.41%	0.23%	$696.4M
3	Barclays Bank Delaware Wilmington	59.8	3.34%	50.41%	10.76%	1.14%	$43.45B
4	Wilmington Savings Fund Society, FSB Wilmington	53.6	1.50%	55.47%	10.36%	0.39%	$22.57B
5	Santander Bank, N.A. Wilmington	51.7	0.99%	46.50%	12.48%	1.07%	$103.96B
6	PNC Bank, N.A. Wilmington	40.1	1.37%	60.78%	8.98%	0.46%	$609.77B
7	TD Bank USA, N.A. Wilmington	38.9	0.71%	63.79%	11.56%	0.56%	$32.13B
8	TD Bank, N.A. Wilmington	35.9	0.92%	64.65%	10.32%	0.54%	$342.80B
9	Artisans' Bank Wilmington	27.7	0.62%	74.86%	10.44%	0.58%	$718.2M
10	Community Bank Delaware Lewes	25.2	0.53%	75.37%	8.58%	0.20%	$443.6M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

Return on assets: higher is better.
Efficiency ratio: lower is better.
Tier 1 leverage ratio: higher is better.
Nonperforming assets ratio: lower is better.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Delaware?

By our financial strength score, Applied Bank of Wilmington ranks first among the 10 scored banks headquartered in Delaware, scoring 91.9 out of 100 for Q2 2026: return on assets of 2.39%, an efficiency ratio of 44.69%, a Tier 1 leverage ratio of 17.49% and nonperforming assets of 0.00% of total assets. County Bank and Barclays Bank Delaware rank second and third.

How are the best banks in Delaware ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

More in Delaware

Largest banks in Delaware Bank deposits in Delaware Largest credit unions in Delaware Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.