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Financial strength ranking · Wisconsin · Call Report data as of Q2 2026

Best Banks in Wisconsin by Financial Strength

State Bank of Newburg ranks first among the 138 banks headquartered in Wisconsin we score, with a financial strength score of 92.8 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
State Bank of Newburg
Its score
92.8 of 100
Banks scored in Wisconsin
138
Its return on assets
2.25%

The 100 highest scoring banks in Wisconsin

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Wisconsin ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 State Bank of Newburg Newburg 92.8 2.25% 38.78% 17.27% 0.00% $328.1M
2 First Citizens State Bank Whitewater 89.9 1.99% 45.15% 18.00% 0.00% $525.2M
3 Nekoosa Port Edwards State Bank Nekoosa 87.4 1.78% 41.63% 15.00% 0.00% $286.5M
4 Bank of Mauston Mauston 87.1 2.92% 35.12% 14.75% 0.11% $426.7M
5 The International Bank of Amherst Amherst 86.2 2.00% 48.29% 14.42% 0.00% $103.6M
6 Bluff View Bank Galesville 85.9 2.25% 52.71% 14.94% 0.00% $152.8M
7 Bank of Prairie Du Sac Prairie du Sac 83.1 1.62% 38.49% 13.70% 0.00% $744.5M
8 Wolf River Community Bank Hortonville 78.5 1.92% 48.32% 12.42% 0.04% $385.8M
9 Security State Bank Iron River 77.9 1.81% 49.93% 21.38% 0.25% $136.2M
10 John Deere Financial, F.S.B. Middleton 77.8 1.47% 23.25% 19.36% 0.27% $4.93B
11 Bank of Wisconsin Dells Wisconsin Dells 77.6 1.73% 41.43% 12.12% 0.07% $1.08B
12 National Exchange Bank and Trust Fond du Lac 77.3 1.68% 49.06% 20.06% 0.22% $2.89B
13 Richland County Bank Richland Center 76.3 1.51% 59.24% 17.77% 0.00% $114.1M
14 The Northwestern Bank Chippewa Falls 76.0 1.84% 46.01% 11.22% 0.02% $725.6M
15 Conservation First Bank Benton 76.0 2.91% 39.56% 13.96% 0.64% $127.5M
16 American National Bank-Fox Cities Appleton 75.3 1.44% 54.44% 13.59% 0.00% $432.6M
17 Bonduel State Bank Bonduel 74.3 1.35% 52.15% 14.04% 0.01% $132.1M
18 State Bank of Chilton Chilton 74.2 2.29% 41.52% 12.75% 0.49% $516.5M
19 Mound City Bank Platteville 74.1 1.76% 53.79% 13.07% 0.08% $550.7M
20 Waukesha State Bank Waukesha 73.4 2.73% 51.39% 11.51% 0.18% $1.62B
21 Citizens State Bank - La Crosse La Crosse 72.2 3.10% 38.83% 13.36% 0.99% $648.5M
22 The Peoples Community Bank Mazomanie 71.8 1.64% 53.80% 12.76% 0.09% $388.8M
23 Bank of Lake Mills Lake Mills 71.2 4.37% 29.15% 11.24% 0.60% $533.8M
24 BLC Community Bank Little Chute 70.9 1.75% 46.06% 10.22% 0.02% $475.5M
25 West Pointe Bank Oshkosh 70.3 1.76% 48.41% 19.41% 0.76% $368.8M
26 Citizens Bank Mukwonago 69.9 1.51% 52.47% 13.64% 0.20% $1.17B
27 River Bank Stoddard 69.7 1.44% 47.07% 12.02% 0.14% $1.02B
28 The Farmers State Bank of Waupaca Waupaca 69.3 1.53% 57.71% 11.57% 0.00% $279.5M
29 The Pineries Bank Stevens Point 69.3 1.54% 54.71% 11.34% 0.00% $149.1M
30 Woodtrust Bank Wisconsin Rapids 68.0 3.19% 38.71% 10.94% 0.69% $734.8M
31 Shell Lake State Bank Shell Lake 67.8 1.42% 57.00% 12.31% 0.02% $361.8M
32 Oak Bank Fitchburg 67.4 1.34% 55.63% 12.28% 0.03% $486.3M
33 Oostburg State Bank Oostburg 66.6 1.58% 55.87% 11.64% 0.10% $440.2M
34 Badger Bank Fort Atkinson 65.4 1.46% 59.78% 12.40% 0.05% $206.0M
35 Cumberland Federal Bank, FSB Cumberland 65.0 1.41% 37.73% 10.06% 0.10% $341.6M
36 Northern State Bank Ashland 64.8 1.82% 50.65% 9.92% 0.10% $330.8M
37 Partners Bank Spencer 64.8 1.26% 55.69% 14.70% 0.22% $294.2M
38 Great Midwest Bank, State Savings Bank Brookfield 64.5 1.29% 51.75% 16.50% 0.50% $1.06B
39 Peoples State Bank Prairie du Chien 64.2 1.52% 55.67% 11.54% 0.14% $993.0M
40 The Portage County Bank Almond 64.2 1.39% 60.98% 12.69% 0.06% $210.1M
41 Bank of Cashton Cashton 63.9 1.40% 59.19% 10.90% 0.00% $146.1M
42 One Community Bank Oregon 62.6 1.38% 49.01% 12.78% 0.50% $2.63B
43 Union State Bank West Salem 62.5 1.27% 57.32% 12.15% 0.09% $117.6M
44 Farmers & Merchants Union Bank Columbus 62.4 1.60% 43.47% 9.97% 0.23% $872.1M
45 Capitol Bank Madison 62.1 1.13% 59.26% 12.42% 0.01% $565.3M
46 Sterling Bank Barron 62.1 1.70% 53.27% 9.37% 0.02% $352.4M
47 Royal Bank Elroy 62.0 1.53% 57.00% 10.53% 0.04% $816.1M
48 Town Bank, N.A. Hartland 61.3 1.45% 41.50% 9.75% 0.16% $4.71B
49 Security Bank New Auburn 60.7 1.73% 44.73% 11.58% 1.06% $253.8M
50 Citizens State Bank of Loyal Loyal 60.6 1.15% 58.99% 11.48% 0.00% $311.5M
51 Chippewa Valley Bank Hayward 60.2 2.02% 49.34% 8.74% 0.16% $735.8M
52 Dairy State Bank Rice Lake 60.0 1.19% 60.80% 11.96% 0.03% $730.3M
53 Johnson Bank Racine 59.4 1.38% 61.36% 12.33% 0.18% $7.07B
54 Baraboo State Bank Baraboo 59.2 1.16% 62.27% 11.70% 0.00% $569.6M
55 First Federal Bank of Wisconsin Waukesha 58.8 1.02% 73.98% 22.54% 0.01% $285.9M
56 National Bank of Commerce Superior 58.1 2.25% 47.71% 9.33% 0.50% $2.23B
57 Community Bank of Cameron Cameron 57.2 2.21% 50.25% 9.00% 0.37% $226.9M
58 Waterstone Bank Wauwatosa 56.8 1.51% 72.58% 15.43% 0.30% $2.25B
59 First Community Bank Milton 56.6 1.72% 58.77% 10.38% 0.26% $158.9M
60 Citizens First Bank Viroqua 56.5 1.90% 58.88% 10.26% 0.32% $344.5M
61 Community First Bank Boscobel 56.3 1.54% 61.72% 10.95% 0.20% $634.1M
62 North Shore Bank Brookfield 55.9 1.05% 69.18% 14.45% 0.08% $2.61B
63 State Bank Financial La Crosse 55.9 1.38% 57.04% 9.94% 0.07% $512.1M
64 Alliance Bank Mondovi 55.8 2.10% 50.10% 9.02% 0.42% $266.0M
65 Spring Bank Brookfield 55.2 1.59% 46.04% 11.57% 2.26% $440.7M
66 The Bank of Deerfield Deerfield 55.0 1.47% 62.35% 10.49% 0.11% $268.3M
67 Crossbridge Community Bank Tomahawk 54.5 1.25% 66.70% 13.14% 0.24% $216.7M
68 Bank First, N.A. Manitowoc 54.3 1.70% 47.36% 9.27% 0.47% $5.94B
69 Clare Bank, N.A. Platteville 52.1 1.08% 54.63% 11.64% 0.45% $332.5M
70 Farmers & Merchants State Bank Waterloo 51.8 1.02% 67.35% 11.13% 0.00% $245.6M
71 Forte Bank Hartford 51.7 1.19% 64.56% 10.56% 0.05% $404.5M
72 Nicolet National Bank Green Bay 51.5 1.53% 51.53% 9.64% 0.49% $15.39B
73 River Falls State Bank River Falls 49.6 1.16% 67.81% 11.40% 0.15% $143.2M
74 DMB Community Bank Madison 48.9 0.58% 65.56% 10.98% 0.00% $835.0M
75 Paper City Savings Bank, S.A. Wisconsin Rapids 48.7 1.13% 68.77% 16.11% 0.59% $208.3M
76 First National Community Bank New Richmond 47.6 1.39% 63.40% 9.38% 0.11% $345.3M
77 First Business Bank Madison 47.4 1.54% 57.34% 10.37% 0.86% $4.41B
78 Fortifi Bank Berlin 46.9 1.21% 56.93% 12.61% 1.79% $750.4M
79 The First National Bank of River Falls River Falls 46.7 1.24% 63.13% 10.06% 0.20% $325.3M
80 Bank of Milton Milton 46.7 1.64% 46.98% 9.51% 1.82% $221.4M
81 Security Financial Bank Durand 46.0 1.65% 54.13% 9.67% 1.09% $1.04B
82 Community State Bank Union Grove 45.9 1.36% 65.50% 9.62% 0.15% $667.5M
83 Citizens State Bank Hudson 45.8 1.20% 58.40% 10.02% 0.36% $488.2M
84 Lake Ridge Bank Middleton 45.3 1.14% 58.74% 9.95% 0.30% $3.35B
85 Prevail Bank Medford 44.7 0.62% 71.23% 12.60% 0.15% $1.03B
86 The Bank of Kaukauna Kaukauna 44.6 1.26% 72.05% 8.90% 0.00% $176.3M
87 Black River Country Bank Black River Falls 43.9 1.42% 62.44% 8.94% 0.22% $101.8M
88 Premierbank Fort Atkinson 43.7 1.14% 63.44% 9.80% 0.18% $583.9M
89 Bankers' Bank Madison 43.5 0.98% 65.30% 14.70% 0.98% $1.47B
90 Ixonia Bank Ixonia 43.5 1.68% 86.47% 9.95% 0.19% $1.08B
91 The Farmers & Merchants Bank Berlin 43.5 1.25% 47.42% 10.02% 1.92% $949.4M
92 Woodford State Bank Monroe 43.2 1.37% 58.37% 8.11% 0.27% $523.4M
93 Bristol Morgan Bank Oakfield 43.1 1.19% 64.01% 10.25% 0.35% $191.2M
94 Horicon Bank Horicon 42.7 1.49% 59.25% 9.72% 0.77% $1.65B
95 Oakwood Bank Pigeon Falls 42.4 1.66% 57.27% 8.48% 0.68% $156.4M
96 The Park Bank Madison 42.3 0.88% 66.20% 10.74% 0.20% $1.54B
97 Marathon Bank Wausau 41.5 0.70% 77.10% 15.34% 0.42% $261.1M
98 Greenleaf Bank Greenleaf 41.3 1.15% 61.35% 9.63% 0.33% $158.7M
99 First State Bank New London 41.2 0.97% 67.70% 9.80% 0.08% $558.1M
100 Keysavings Bank Wisconsin Rapids 40.9 0.73% 62.36% 9.38% 0.04% $129.5M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Wisconsin?

By our financial strength score, State Bank of Newburg of Newburg ranks first among the 138 scored banks headquartered in Wisconsin, scoring 92.8 out of 100 for Q2 2026: return on assets of 2.25%, an efficiency ratio of 38.78%, a Tier 1 leverage ratio of 17.27% and nonperforming assets of 0.00% of total assets. First Citizens State Bank and Nekoosa Port Edwards State Bank rank second and third.

How are the best banks in Wisconsin ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

Best banks in other states

More in Wisconsin

Largest banks in Wisconsin Bank deposits in Wisconsin Largest credit unions in Wisconsin Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.