Bank of Cashton
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Data as of · sourced from FFIEC call reports. How we update
Bank of Cashton is an FDIC-insured commercial bank headquartered in Cashton, WI, established in 1899 (FDIC certificate 12325), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $146.1M, up 7.5% from Q2 2025, the 131st largest of 153 banks headquartered in Wisconsin. Its CET1 capital ratio was 14.47% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 12325
- Headquarters
- Cashton, WI
- Established
- 1899
- Total assets, Q2 2026
- $146.1M
- Assets vs Q2 2025
- +7.5%
- CET1 ratio, Q2 2026
- 14.47%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 075904762
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Cashton Q3 2026 call report, filed October 27, 2026 (preliminary)
- Holding company
- EAGLE BANCSHARES, INC.
- Asset rank in state
- 131st of 153 in Wisconsin
Bank of Cashton, based in Cashton, Wisconsin, reported $146 million in assets at June 30, 2026, up 7.5% from a year earlier. It holds commercial real estate loans equal to only 21% of its capital, a small fraction of the median of 1.2 times for the 2,627 banks with $100 million to $1 billion in assets. It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 2.7%).
Earnings jumped: net income for the quarter was $511,000, 54% above the same quarter a year earlier. Over the same year, loans grew 4.8% and deposits grew 9.4%.
As of June 30, 2026, Bank of Cashton reported a CET1 capital ratio of 14.47%, a return on assets of 1.40%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Bank of Cashton ranks as the 131st largest of the 153 banks based in Wisconsin, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.0% to $146.1M, loans rose 0.3% and deposits rose 0.8%. Commercial and industrial loans made up 31.7% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 28.3%. Its one office in the FDIC Summary of Deposits is in Cashton, WI. On its Q2 2026 call report, Bank of Cashton meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 724 Front St, Cashton, WI 54619
- County
- Monroe
- Metro Area
- Sparta, WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 15, 1899
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 12
- Domestic deposits
- $127.0M
- Allowance for credit losses
- $1.1M
- Net charge-offs (YTD)
- $0
- Average total assets
- $146.4M
- Average total loans
- $99.4M
- Average interest-bearing deposits
- $99.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 12325
- Fed RSSD
- 458946
- Website
- www.bankofcashton.bank →
- Parent Holding Company
- EAGLE BANCSHARES, INC. (RSSD 3045815)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Bank of Cashton's total assets ranged from $127.4M (Q3 2023) to $146.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$146.1M total assets against $136.0M; $130.9M total liabilities against $121.6M.
$98.5M net loans and leases against $94.1M; $127.0M total deposits against $116.1M.
$23.9M securities against $23.8M; $12.4M cash and balances due against $6.4M.
$1.9M total interest income against $1.7M; $647K total interest expense against $698K.
$1.2M net interest income against $1.0M.
$124K total noninterest income against $142K; $800K total noninterest expense against $795K.
$18K provision for credit losses against $35K.
$511K net income against $332K.
1.40% return on assets against 0.96%; 3.78% net interest margin against 3.37%.
14.47% CET1 capital ratio against 14.57%; 10.90% tier 1 leverage ratio against 11.18%.
Inside the full Bank of Cashton terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBank of Cashton rankings
Its closest position to the top of a national ranking is 1,532 of 3,611, for ROA; its furthest is 3,579 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.93% (Q3 2025) to 1.40% (Q2 2026) and its net interest margin ran from 3.08% (Q4 2024) to 3.78% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.47% | 1.40% | 0.00% | 0.00% | 3.78% |
| Q1 2026 | 14.50% | 1.09% | 0.00% | 0.00% | 3.61% |
| Q4 2025 | 14.09% | 1.16% | 0.00% | 0.00% | 3.61% |
| Q3 2025 | 14.42% | 0.93% | 0.01% | 0.07% | 3.52% |
| Q2 2025 | 14.57% | 0.96% | 0.02% | 0.12% | 3.37% |
| Q1 2025 | 14.85% | 1.14% | 0.00% | 0.00% | 3.14% |
| Q4 2024 | 14.56% | 0.94% | 0.00% | 0.00% | 3.08% |
| Q3 2024 | 15.06% | 0.98% | 0.15% | 0.91% | 3.12% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Cashton (main office) | Cashton , WI | 54619 | $127.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in WI, rank 146 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $1.4M approved, $1.4M average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2003 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Cashton
What are Bank of Cashton's total assets?
As of the Q2 2026 filing, Bank of Cashton reported total assets of $146.1 million in its FFIEC call report.
Where is Bank of Cashton headquartered?
It is headquartered in Cashton, WI, United States.
When was Bank of Cashton founded?
It was established in 1899, per the FDIC institution directory.
Is Bank of Cashton FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #12325). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Cashton?
Bank of Cashton's primary federal regulator is the FDIC.
What is Bank of Cashton's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.47% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Cashton operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Cashton's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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