Bank of Cashton: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Total equity capital rose 2.6% from Q1 2026 to Q2 2026, ending at $15.2M against $14.8M. It was the largest change among the key lines on this page. Within Wisconsin, Bank of Cashton is 31st of 85 on CET1 ratio, 14.47% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Bank of Cashton sits 0.60 points lower, at 14.47% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.47% |
| Tier 1 risk-based capital ratio | 14.47% |
| Total risk-based capital ratio | 15.45% |
| Tier 1 leverage ratio | 10.90% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $16.0M |
| Tier 1 capital | $16.0M |
| Total risk-based capital | $17.0M |
| Total equity capital | $15.2M |
| Risk-weighted assets | $110.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.40% |
| Tangible equity to tangible assets | 10.40% |
| Equity capital to average assets | 10.38% |
| Internal capital growth rate | 6.24% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $3.8M |
| Retained earnings | $12.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$775K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.37% | 15.37% | 16.26% | 11.43% | $95.0M |
| Q4 2023 | 15.06% | 15.06% | 15.96% | 11.45% | $96.4M |
| Q1 2024 | 14.97% | 14.97% | 15.86% | 11.19% | $98.3M |
| Q2 2024 | 15.15% | 15.15% | 16.06% | 11.11% | $97.8M |
| Q3 2024 | 15.06% | 15.06% | 15.96% | 11.07% | $99.4M |
| Q4 2024 | 14.56% | 14.56% | 15.43% | 10.80% | $103.7M |
| Q1 2025 | 14.85% | 14.85% | 15.75% | 10.86% | $103.0M |
| Q2 2025 | 14.57% | 14.57% | 15.48% | 11.18% | $105.9M |
| Q3 2025 | 14.42% | 14.42% | 15.36% | 11.20% | $107.7M |
| Q4 2025 | 14.09% | 14.09% | 15.03% | 11.06% | $110.8M |
| Q1 2026 | 14.50% | 14.50% | 15.48% | 10.81% | $108.5M |
| Q2 2026 | 14.47% | 14.47% | 15.45% | 10.90% | $110.3M |
Bank of Cashton regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Cashton, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Cashton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12325) · FFIEC NIC profile (RSSD 458946)