Bank of Cashton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Cashton of Cashton, WI against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.40% | 1.34% | +0.06% | 58th above |
| ROAE | 13.63% | 13.32% | +0.31% | 58th above |
| Net Interest Margin | 3.78% | 3.93% | -0.15% | 41st below |
| Efficiency Ratio | 59.19% | 61.13% | -1.94% | 56th above |
| PPNR / Avg Assets | 1.44% | 1.68% | -0.24% | 41st below |
| Yield on Earning Assets | 5.77% | 5.67% | +0.10% | 58th above |
| Cost of Funds | 2.00% | 1.88% | +0.12% | 37th below |
| Net Interest Spread | 3.27% | 3.32% | -0.05% | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.09% | 1.28% | -0.19% | 37th below |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.47% | 19.49% | -5.02% | 44th below |
| Tier 1 Ratio | 14.47% | 19.52% | -5.05% | 44th below |
| Total Capital Ratio | 15.45% | 20.61% | -5.16% | 42nd below |
| Leverage Ratio | 10.90% | 12.14% | -1.24% | 49th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.40% | 11.36% | -0.96% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.40% | 11.08% | -0.68% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.40% | 80.66% | -2.26% | 55th above |
| Core Deposit Ratio | 91.26% | 86.85% | +4.41% | 63rd above |
| Wholesale Funding Ratio | 2.39% | 5.04% | -2.65% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.49% | 6.84% | +0.65% | 72nd above |
| Loan Growth (Y/Y) | 4.76% | 7.92% | -3.16% | 46th below |
| Deposit Growth (Y/Y) | 9.37% | 6.29% | +3.08% | 81st top |
See Bank of Cashton's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Cashton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Cashton profile, how to read a UBPR, or how this data updates.