Bank of Cashton: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Efficiency ratio: 7.88 percentage points lower than in Q1 2026, at 59.19%. Bank of Cashton ranks 67th of 153 Wisconsin banks on return on assets, in the upper half at 1.40% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bank of Cashton sits 0.14 points higher, at 1.40% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.47% |
| Tier 1 risk-based capital ratio | 14.47% |
| Total risk-based capital ratio | 15.45% |
| Tier 1 leverage ratio | 10.90% |
| Equity capital to assets | 10.40% |
| Tangible equity to tangible assets | 10.40% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.09% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.40% |
| Return on equity | 13.63% |
| Net interest margin | 3.78% |
| Efficiency ratio | 59.19% |
| Yield on earning assets | 5.77% |
| Cost of funds | 2.00% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.40% |
| Core deposits to total deposits | 91.26% |
| Brokered deposits to total deposits | 1.57% |
| Deposits to assets | 86.91% |
| Securities to assets | 16.34% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.37% | 15.37% | 16.26% | 11.43% | 1.16% |
| Q4 2023 | 15.06% | 15.06% | 15.96% | 11.45% | 1.05% |
| Q1 2024 | 14.97% | 14.97% | 15.86% | 11.19% | 1.13% |
| Q2 2024 | 15.15% | 15.15% | 16.06% | 11.11% | 0.76% |
| Q3 2024 | 15.06% | 15.06% | 15.96% | 11.07% | 0.98% |
| Q4 2024 | 14.56% | 14.56% | 15.43% | 10.80% | 0.94% |
| Q1 2025 | 14.85% | 14.85% | 15.75% | 10.86% | 1.14% |
| Q2 2025 | 14.57% | 14.57% | 15.48% | 11.18% | 0.96% |
| Q3 2025 | 14.42% | 14.42% | 15.36% | 11.20% | 0.93% |
| Q4 2025 | 14.09% | 14.09% | 15.03% | 11.06% | 1.16% |
| Q1 2026 | 14.50% | 14.50% | 15.48% | 10.81% | 1.09% |
| Q2 2026 | 14.47% | 14.47% | 15.45% | 10.90% | 1.40% |
Bank of Cashton vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Cashton, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Cashton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12325) · FFIEC NIC profile (RSSD 458946)