Bonduel State Bank
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Data as of · sourced from FFIEC call reports. How we update
Bonduel State Bank is an FDIC-insured commercial bank headquartered in Bonduel, WI, established in 1906 (FDIC certificate 11235), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $132.1M, up 8.7% from Q2 2025, the 134th largest of 153 banks headquartered in Wisconsin. Its CET1 capital ratio was 21.55% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11235
- Headquarters
- Bonduel, WI
- Established
- 1906
- Total assets, Q2 2026
- $132.1M
- Assets vs Q2 2025
- +8.7%
- CET1 ratio, Q2 2026
- 21.55%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 075904597
- Latest call report
- Q2 2026, FFIEC 051 · Bonduel State Bank call report
- Holding company
- BONDUEL BANCORP, INC.
- Asset rank in state
- 134th of 153 in Wisconsin
Bonduel State Bank, based in Bonduel, Wisconsin, reported $132 million in assets at June 30, 2026, up 8.7% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, a small fraction of the median of 2.6% for the 2,660 banks with $100 million to $1 billion in assets. It also funds 14.04% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 10.99%).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.01% of loans from 0.90%. Its $15 million commercial and industrial book is now fully current, after 2.66% of it was past due or on nonaccrual a year earlier.
As of June 30, 2026, Bonduel State Bank reported a CET1 capital ratio of 21.55%, a return on assets of 1.35%, a nonperforming-loan ratio of 0.01% and a Texas ratio of 0.04%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bonduel State Bank is the 134th largest of the 153 banks headquartered in Wisconsin. From Q1 2026 to Q2 2026, its total assets rose 1.1% to $132.1M, loans rose 3.6% and deposits rose 0.7%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 40.0% of total loans, ahead of commercial and industrial loans at 16.9%. Its one office in the FDIC Summary of Deposits is in Bonduel, WI. By the capital ratios in its Q2 2026 call report, Bonduel State Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 130 N Cecil St, Bonduel, WI 54107
- County
- Shawano
- Metro Area
- Shawano, WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 21, 1906
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 14
- Domestic deposits
- $113.1M
- Allowance for credit losses
- $759K
- Net charge-offs (YTD)
- $0
- Average total assets
- $131.3M
- Average total loans
- $87.2M
- Average interest-bearing deposits
- $87.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11235
- Fed RSSD
- 35646
- Website
- www.bonduelbank.com →
- Parent Holding Company
- BONDUEL BANCORP, INC. (RSSD 1839252)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Bonduel State Bank's total assets ranged from $99.3M (Q3 2023) to $132.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$132.1M total assets against $121.5M; $114.4M total liabilities against $105.7M.
$88.8M net loans and leases against $83.6M; $113.1M total deposits against $104.5M.
$25.8M securities against $24.3M; $12.2M cash and balances due against $8.5M.
$1.7M total interest income against $1.5M; $609K total interest expense against $596K.
$1.1M net interest income against $903K.
$114K total noninterest income against $79K; $632K total noninterest expense against $547K.
$32K provision for credit losses against $24K.
$442K net income against $353K.
1.35% return on assets against 1.16%; 3.60% net interest margin against 3.28%.
21.55% CET1 capital ratio against 20.81%; 14.04% tier 1 leverage ratio against 13.92%.
Inside the full Bonduel State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBonduel State Bank rankings
Its closest position to the top of a national ranking is 269 of 2,134, for CET1 ratio; its furthest is 3,299 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.97% (Q4 2024) to 1.38% (Q1 2026) and its net interest margin ran from 3.05% (Q4 2024) to 3.60% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 21.55% | 1.35% | 0.01% | 0.04% | 3.60% |
| Q1 2026 | 21.41% | 1.38% | 0.30% | 1.47% | 3.41% |
| Q4 2025 | 20.99% | 1.16% | 0.32% | 1.60% | 3.55% |
| Q3 2025 | 21.32% | 1.26% | 0.51% | 2.48% | 3.44% |
| Q2 2025 | 20.81% | 1.16% | 0.90% | 4.60% | 3.28% |
| Q1 2025 | 20.46% | 1.33% | 0.61% | 3.18% | 3.10% |
| Q4 2024 | 20.49% | 0.97% | 0.63% | 3.34% | 3.05% |
| Q3 2024 | 21.34% | 1.02% | 0.67% | 3.39% | 3.07% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bonduel State Bank (main office) | Bonduel , WI | 54107 | $113.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in WI, rank 150 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $225K approved, $225K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2006 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bonduel State Bank
What are Bonduel State Bank's total assets?
As of the Q2 2026 filing, Bonduel State Bank reported total assets of $132.1 million in its FFIEC call report.
Where is Bonduel State Bank headquartered?
It is headquartered in Bonduel, WI, United States.
When was Bonduel State Bank founded?
It was established in 1906, per the FDIC institution directory.
Is Bonduel State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11235). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bonduel State Bank?
Bonduel State Bank's primary federal regulator is the FDIC.
What is Bonduel State Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 21.55% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bonduel State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bonduel State Bank's Texas Ratio?
Its Texas Ratio is 0.04% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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