Bonduel State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bonduel State Bank of Bonduel, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.35% | 1.34% | +0.01% | 55th above |
| ROAE | 10.19% | 13.31% | -3.12% | 37th below |
| Net Interest Margin | 3.60% | 3.93% | -0.33% | 32nd below |
| Efficiency Ratio | 52.15% | 61.14% | -8.99% | 76th top |
| PPNR / Avg Assets | 1.68% | 1.68% | +0.00% | 55th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.59% | 5.67% | -0.08% | 50th above |
| Cost of Funds | 2.15% | 1.88% | +0.27% | 29th below |
| Net Interest Spread | 2.79% | 3.32% | -0.53% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.94% | -0.93% | 85th top |
| NPA / Total Assets | 0.01% | 0.70% | -0.69% | 86th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.85% | 1.28% | -0.43% | 14th bottom |
| ACL / NPLs (Coverage) | 10842.86% | 1537.37% | +9305.49% | — |
| Texas Ratio | 0.04% | 7.33% | -7.29% | 89th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.55% | 19.50% | +2.05% | 81st top |
| Tier 1 Ratio | 21.55% | 19.53% | +2.02% | 81st top |
| Total Capital Ratio | 22.46% | 20.62% | +1.84% | 81st top |
| Leverage Ratio | 14.04% | 12.14% | +1.90% | 82nd top |
| Equity / Assets | 13.37% | 11.37% | +2.00% | 81st top |
| TCE / Tangible Assets | 13.37% | 11.09% | +2.28% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.21% | 80.64% | -1.43% | 53rd above |
| Core Deposit Ratio | 77.21% | 86.86% | -9.65% | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.69% | 6.85% | +1.84% | 78th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.32% | 7.90% | -1.58% | 56th above |
| Deposit Growth (Y/Y) | 8.18% | 6.29% | +1.89% | 77th top |
See Bonduel State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bonduel State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bonduel State Bank profile, how to read a UBPR, or how this data updates.