Bonduel State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 10554.73 percentage points in Q2 2026, from 288.12% to 10842.86%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Bonduel State Bank is 74th of 153 on return on assets, 1.35% as of Q2 2026, above the middle of the field. Bonduel State Bank reported 1.35% on return on assets for Q2 2026, 0.09 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 21.55% |
| Tier 1 risk-based capital ratio | 21.55% |
| Total risk-based capital ratio | 22.46% |
| Tier 1 leverage ratio | 14.04% |
| Equity capital to assets | 13.37% |
| Tangible equity to tangible assets | 13.37% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.01% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.04% |
| Allowance for credit losses to loans | 0.85% |
| Reserve coverage of non-performing loans | 10842.86% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.35% |
| Return on equity | 10.19% |
| Net interest margin | 3.60% |
| Efficiency ratio | 52.15% |
| Yield on earning assets | 5.59% |
| Cost of funds | 2.15% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.21% |
| Core deposits to total deposits | 77.21% |
| Brokered deposits to total deposits | 14.94% |
| Deposits to assets | 85.62% |
| Securities to assets | 19.54% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 23.32% | 23.32% | 24.06% | 15.03% | 0.64% |
| Q4 2023 | 23.55% | 23.55% | 24.29% | 15.39% | 2.92% |
| Q1 2024 | 21.88% | 21.88% | 22.57% | 14.83% | 0.90% |
| Q2 2024 | 21.06% | 21.06% | 21.77% | 14.21% | 0.73% |
| Q3 2024 | 21.34% | 21.34% | 22.10% | 14.11% | 1.02% |
| Q4 2024 | 20.49% | 20.49% | 21.26% | 13.84% | 0.97% |
| Q1 2025 | 20.46% | 20.46% | 21.22% | 14.09% | 1.33% |
| Q2 2025 | 20.81% | 20.81% | 21.61% | 13.92% | 1.16% |
| Q3 2025 | 21.32% | 21.32% | 22.14% | 14.09% | 1.26% |
| Q4 2025 | 20.99% | 20.99% | 21.89% | 13.73% | 1.16% |
| Q1 2026 | 21.41% | 21.41% | 22.30% | 13.72% | 1.38% |
| Q2 2026 | 21.55% | 21.55% | 22.46% | 14.04% | 1.35% |
Bonduel State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bonduel State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bonduel State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11235) · FFIEC NIC profile (RSSD 35646)