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Financial strength ranking · Pennsylvania · Call Report data as of Q2 2026

Best Banks in Pennsylvania by Financial Strength

The National Bank of Malvern ranks first among the 98 banks headquartered in Pennsylvania we score, with a financial strength score of 86.3 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
The National Bank of Malvern
Its score
86.3 of 100
Banks scored in Pennsylvania
98
Its return on assets
2.11%

Every scored bank in Pennsylvania

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Pennsylvania ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 The National Bank of Malvern Malvern 86.3 2.11% 43.42% 16.55% 0.07% $224.0M
2 The Turbotville National Bank Turbotville 75.6 2.20% 35.55% 16.49% 0.82% $243.5M
3 The Haverford Trust Company Radnor 75.2 8.56% 80.49% 22.49% 0.00% $191.0M
4 PS Bank Wyalusing 74.5 2.02% 49.14% 11.25% 0.06% $674.5M
5 First National Bank & Trust Company of Newtown Newtown 70.7 1.35% 57.50% 12.95% 0.00% $1.17B
6 The Honesdale National Bank Honesdale 70.1 1.53% 50.87% 13.74% 0.25% $1.17B
7 The Bank of Landisburg Landisburg 69.1 1.79% 45.09% 16.97% 1.06% $417.1M
8 ACNB Bank Gettysburg 67.2 1.85% 48.85% 11.25% 0.31% $3.30B
9 American Bank Allentown 66.0 1.28% 46.21% 10.60% 0.03% $1.11B
10 United Savings Bank Philadelphia 65.9 0.91% 60.79% 17.44% 0.00% $460.6M
11 Asian Bank Philadelphia 65.3 1.42% 46.67% 19.15% 0.95% $685.9M
12 Elderton State Bank Elderton 64.1 1.59% 44.65% 12.09% 0.64% $465.2M
13 Washington Financial Bank Washington 60.5 1.19% 56.41% 14.75% 0.35% $1.44B
14 Jonestown Bank and Trust Company of Jonestown, Pennsylvania Jonestown 60.3 1.51% 58.56% 10.24% 0.02% $1.01B
15 Slovenian Savings and Loan Association of Canonsburg, Pa Strabane 59.8 0.91% 32.43% 16.55% 0.88% $627.0M
16 Journey Bank Bloomsburg 58.4 1.69% 46.94% 10.22% 0.53% $1.67B
17 The Dime Bank Honesdale 57.7 1.73% 53.09% 11.74% 0.97% $1.19B
18 First Northern Bank and Trust Company Palmerton 56.7 1.41% 58.24% 15.29% 0.85% $921.5M
19 Firstrust Savings Bank Conshohocken 56.5 1.93% 59.47% 11.44% 0.67% $5.62B
20 Harleysville Bank Harleysville 56.5 1.31% 53.57% 9.93% 0.10% $963.6M
21 S & T Bank Indiana 56.3 1.48% 55.16% 11.02% 0.40% $9.94B
22 Peoples Security Bank and Trust Company Dunmore 55.6 1.27% 51.39% 10.46% 0.28% $5.43B
23 Sewickley Savings Bank Sewickley 55.3 0.89% 56.38% 23.76% 0.58% $316.3M
24 Orrstown Bank Harrisburg 54.8 1.71% 53.21% 9.97% 0.46% $5.61B
25 Bank of Bird-In-Hand Bird in Hand 54.2 1.23% 51.20% 9.82% 0.17% $1.91B
26 First Resource Bank Exton 53.5 1.45% 52.61% 8.62% 0.10% $840.9M
27 The Neffs National Bank Neffs 52.3 0.57% 73.66% 16.82% 0.02% $470.8M
28 Jim Thorpe Neighborhood Bank Jim Thorpe 52.0 1.05% 62.52% 10.08% 0.00% $265.0M
29 Hatboro Federal Savings Hatboro 51.6 0.78% 60.67% 24.52% 0.52% $597.8M
30 Mid Penn Bank Millersburg 51.4 1.40% 54.29% 10.43% 0.53% $7.04B
31 First Commonwealth Bank Indiana 51.3 1.50% 51.37% 10.17% 0.72% $12.18B
32 Fidelity Bank Scranton 50.8 1.16% 56.85% 9.50% 0.06% $2.97B
33 Greenville Savings Bank Greenville 50.4 0.86% 65.91% 12.84% 0.14% $342.7M
34 First National Bank of Pennsylvania Greenville 50.3 1.24% 50.93% 9.43% 0.27% $50.80B
35 Customers Bank Malvern 49.7 1.18% 49.15% 9.34% 0.27% $26.50B
36 Investment Savings Bank Altoona 49.7 0.45% 78.57% 21.72% 0.06% $105.2M
37 West View Savings Bank Pittsburgh 49.5 0.67% 54.60% 9.36% 0.00% $365.1M
38 Central Penn Bank & Trust Mifflinburg 49.3 1.60% 49.28% 9.01% 0.58% $1.27B
39 New Tripoli Bank New Tripoli 49.3 1.27% 53.07% 10.63% 0.69% $674.0M
40 Atlantic Community Bankers Bank Camp Hill 48.1 0.95% 72.03% 15.76% 0.33% $942.0M
41 Fulton Bank, N.A. Lancaster 47.5 1.36% 57.09% 10.20% 0.54% $32.56B
42 Northwest Bank Warren 47.5 1.35% 54.53% 9.84% 0.53% $17.21B
43 CNB Bank Clearfield 47.5 1.39% 55.33% 10.17% 0.69% $8.41B
44 NexTier Bank, N.A. Kittanning 47.4 1.50% 47.51% 9.64% 1.13% $2.93B
45 Apollo Trust Company Apollo 46.9 1.21% 67.36% 11.05% 0.26% $209.4M
46 Citizens & Northern Bank Wellsboro 46.7 1.83% 56.75% 9.97% 1.28% $3.14B
47 Infirst Bank Indiana 46.2 1.18% 61.89% 9.49% 0.10% $683.2M
48 Commercial Bank & Trust of PA Latrobe 45.6 0.52% 85.55% 14.74% 0.06% $357.5M
49 Embassy Bank for the Lehigh Valley Bethlehem 45.0 0.91% 56.89% 8.83% 0.04% $1.86B
50 Ambler Savings Bank Ambler 44.6 0.66% 74.98% 14.29% 0.22% $502.3M
51 The Juniata Valley Bank Mifflintown 44.4 1.08% 60.33% 8.56% 0.03% $917.9M
52 First Citizens Community Bank Mansfield 42.9 1.43% 52.42% 9.64% 1.36% $3.19B
53 MCS Bank Milroy 42.4 0.97% 71.83% 11.69% 0.30% $224.7M
54 Altoona First Savings Bank Altoona 42.3 0.85% 59.43% 14.14% 1.81% $328.6M
55 TriState Capital Bank Pittsburgh 41.9 0.77% 46.33% 7.41% 0.24% $24.26B
56 Community Bank Carmichaels 41.4 1.06% 65.40% 9.94% 0.20% $1.66B
57 Farmers Building and Savings Bank Rochester 41.0 0.44% 68.58% 20.46% 0.76% $122.9M
58 Reliance Savings Bank Altoona 40.9 0.70% 76.54% 12.24% 0.21% $648.9M
59 Westmoreland Federal Savings and Loan Association of Latrobe Latrobe 40.9 0.38% 73.29% 26.92% 0.57% $166.5M
60 Hometown Bank of Pennsylvania Bedford 40.8 1.40% 52.05% 8.33% 0.84% $453.9M
61 Citizens Savings Bank Clarks Summit 40.4 0.32% 85.84% 15.12% 0.23% $359.0M
62 Penncrest Bank Altoona 40.1 0.54% 75.91% 13.48% 0.32% $247.1M
63 First Federal Savings and Loan Association of Greene County Waynesburg 39.5 0.49% 78.80% 15.37% 0.41% $1.03B
64 Univest Bank and Trust Co. Hilltown 38.5 1.24% 59.89% 9.73% 0.77% $8.17B
65 Wayne Bank Honesdale 38.5 1.29% 53.39% 8.82% 0.97% $2.91B
66 Marquette Savings Bank Erie 37.8 0.54% 75.40% 13.58% 0.47% $1.44B
67 Penn Community Bank Doylestown 37.7 0.53% 72.45% 12.68% 0.43% $3.07B
68 Kish Bank Belleville 36.9 1.20% 60.61% 8.92% 0.49% $2.08B
69 Farmers and Merchants Trust Company of Chambersburg Chambersburg 36.3 1.23% 57.38% 8.83% 0.76% $2.34B
70 Phoenixville Federal Bank and Trust Phoenixville 35.7 0.83% 70.20% 12.62% 0.96% $648.0M
71 BNY Mellon, N.A. Pittsburgh 35.0 0.96% 68.98% 6.52% 0.04% $30.62B
72 Ephrata National Bank Ephrata 34.0 1.09% 68.95% 9.63% 0.41% $2.39B
73 SSB Bank Pittsburgh 33.7 1.51% 58.13% 7.75% 1.61% $430.4M
74 Cfsbank Charleroi 32.5 0.27% 87.77% 10.96% 0.15% $773.4M
75 Dollar Bank, Federal Savings Bank Pittsburgh 31.7 0.62% 71.86% 11.05% 0.58% $12.70B
76 Somerset Trust Company Somerset 31.7 1.19% 61.66% 9.10% 0.99% $2.47B
77 Mercer County State Bank Sandy Lake 31.4 1.12% 65.12% 10.27% 1.62% $611.3M
78 Iron Workers Savings Bank Aston 31.2 0.30% 84.81% 9.13% 0.00% $217.5M
79 Community State Bank of Orbisonia Orbisonia 29.2 0.71% 75.07% 9.99% 0.37% $473.5M
80 QNB Bank Quakertown 28.7 0.76% 71.76% 9.84% 0.44% $2.37B
81 Ameriserv Financial Bank Johnstown 28.4 1.01% 73.03% 9.46% 0.53% $1.46B
82 Fleetwood Bank Fleetwood 28.4 0.93% 68.15% 7.77% 0.33% $415.6M
83 First Keystone Community Bank Berwick 27.3 1.02% 66.09% 9.69% 1.28% $1.57B
84 1st Summit Bank Johnstown 27.0 0.69% 70.21% 8.61% 0.28% $1.52B
85 Woodlands Bank Williamsport 26.9 1.22% 63.52% 8.86% 1.91% $640.3M
86 Unb Bank Mount Carmel 26.6 0.24% 91.05% 9.33% 0.07% $167.3M
87 Meridian Bank Malvern 25.9 1.06% 64.76% 9.72% 3.31% $2.59B
88 Sharon Bank Springfield 25.5 0.97% 77.26% 9.38% 0.56% $172.6M
89 Hyperion Bank Philadelphia 25.0 0.81% 73.05% 10.46% 1.28% $569.9M
90 Quaint Oak Bank Southampton 22.6 0.57% 76.12% 10.91% 1.63% $631.5M
91 Slovenian Savings & Loan Association of Franklin-Conemaugh Johnstown 22.5 0.45% 83.86% 9.88% 0.47% $180.8M
92 First United National Bank Fryburg 21.9 0.74% 72.45% 8.16% 0.49% $385.8M
93 Marion Center Bank Indiana 20.3 0.73% 68.52% 7.91% 0.76% $425.2M
94 Brentwood Bank Bethel Park 18.0 0.10% 92.67% 9.75% 0.57% $1.05B
95 Clarion County Community Bank Clarion 16.5 0.59% 77.77% 8.01% 0.66% $261.6M
96 Pennian Bank Mifflintown 15.4 0.40% 87.42% 9.24% 0.73% $667.9M
97 Mauch Chunk Trust Company Jim Thorpe 13.7 0.14% 81.46% 7.94% 0.59% $642.8M
98 Enterprise Bank Allison Park 10.2 0.68% 75.24% 8.15% 6.76% $524.6M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Pennsylvania?

By our financial strength score, The National Bank of Malvern of Malvern ranks first among the 98 scored banks headquartered in Pennsylvania, scoring 86.3 out of 100 for Q2 2026: return on assets of 2.11%, an efficiency ratio of 43.42%, a Tier 1 leverage ratio of 16.55% and nonperforming assets of 0.07% of total assets. The Turbotville National Bank and The Haverford Trust Company rank second and third.

How are the best banks in Pennsylvania ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

Best banks in other states

More in Pennsylvania

Largest banks in Pennsylvania Bank deposits in Pennsylvania Largest credit unions in Pennsylvania Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.