Financial strength ranking · New Jersey · Call Report data as of Q2 2026

Best Banks in New Jersey by Financial Strength

Hana Bank USA, N.A. ranks first among the 45 banks headquartered in New Jersey we score, with a financial strength score of 88.8 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first: Hana Bank USA, N.A.
Its score: 88.8 of 100
Banks scored in New Jersey: 45
Its return on assets: 3.91%

Every scored bank in New Jersey

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in New Jersey ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

1	Hana Bank USA, N.A. Fort Lee	88.8	3.91%	55.03%	25.41%	0.00%	$835.2M
2	Amboy Bank Old Bridge	80.3	3.41%	27.55%	12.19%	0.23%	$3.12B
3	Parke Bank Sewell	78.8	2.21%	28.46%	15.88%	0.53%	$2.30B
4	Crown Bank Elizabeth	70.5	2.49%	42.78%	26.11%	7.35%	$614.3M
5	Unity Bank Clinton	68.2	2.07%	40.60%	12.88%	1.08%	$3.18B
6	New Millennium Bank Fort Lee	67.0	1.46%	47.79%	14.57%	0.51%	$899.1M
7	Magyar Bank New Brunswick	64.8	1.22%	51.55%	11.29%	0.03%	$1.05B
8	Century Savings Bank Vineland	58.7	0.38%	58.82%	13.20%	0.00%	$634.8M
9	ConnectOne Bank Englewood Cliffs	57.0	1.29%	41.32%	10.81%	0.56%	$14.40B
10	Provident Bank Jersey City	55.7	1.33%	45.10%	10.53%	0.54%	$25.65B
11	Bessemer Trust Company Woodbridge	52.3	2.04%	69.65%	6.66%	0.00%	$2.36B
12	The Pennsville National Bank Pennsville	51.2	1.53%	53.43%	10.23%	0.66%	$281.8M
13	The Bank of Princeton Princeton	50.4	1.32%	58.16%	11.69%	0.73%	$2.25B
14	Somerset Regal Bank Bound Brook	49.3	0.35%	78.15%	13.81%	0.00%	$1.19B
15	LSB Community Bank Newark	48.0	0.48%	72.75%	14.97%	0.10%	$418.1M
16	Valley National Bank Passaic	44.2	1.09%	53.02%	10.25%	0.73%	$66.23B
17	Millville Savings Bank Millville	43.7	0.36%	83.95%	13.63%	0.06%	$169.9M
18	First Bank Hamilton	43.5	1.09%	53.38%	10.17%	0.71%	$4.09B
19	Cenlar FSB Ewing	43.0	-2.05%	108.18%	16.56%	0.06%	$782.0M
20	First Hope Bank, a National Banking Association Hope	42.0	0.85%	75.73%	10.02%	0.00%	$656.7M
21	Monroe Savings Bank Williamstown	41.6	0.68%	72.86%	14.02%	0.39%	$114.0M
22	Freedom Bank Maywood	41.2	0.98%	61.17%	9.78%	0.25%	$838.3M
23	First National Bank of Absecon Absecon	40.3	0.84%	73.79%	10.21%	0.04%	$195.0M
24	Newfield National Bank Newfield	39.0	0.58%	72.11%	10.07%	0.01%	$889.1M
25	Manasquan Bank Wall Township	38.1	0.95%	57.42%	9.69%	0.53%	$3.59B
26	Franklin Bank Pilesgrove	37.3	0.80%	76.81%	10.28%	0.09%	$334.1M
27	Sturdy Savings Bank Stone Harbor	37.0	0.81%	70.56%	9.68%	0.08%	$1.14B
28	Spencer Savings Bank, Savings and Loan Association Elmwood Park	36.8	0.64%	66.35%	11.23%	0.47%	$4.04B
29	Schuyler Savings Bank Kearny	36.3	0.18%	91.36%	14.07%	0.30%	$151.2M
30	First Commerce Bank Lakewood	33.9	0.97%	61.54%	10.15%	0.92%	$1.96B
31	1st Bank of Sea Isle City Sea Isle City	32.8	0.25%	90.51%	9.72%	0.00%	$311.1M
32	Columbia Bank Fair Lawn	30.5	0.53%	65.27%	9.75%	0.41%	$12.17B
33	Crest Savings Bank Wildwood	30.4	0.48%	79.06%	8.85%	0.01%	$594.2M
34	OceanFirst Bank, N.A. Toms River	30.3	0.09%	88.10%	12.62%	0.53%	$23.17B
35	United Roosevelt Savings Bank Carteret	29.5	0.35%	80.14%	9.11%	0.02%	$381.2M
36	Bogota Savings Bank Teaneck	26.9	0.29%	83.36%	15.54%	3.16%	$871.8M
37	Ascendia Bank Glen Rock	26.4	0.33%	83.95%	9.29%	0.11%	$395.3M
38	GSL Savings Bank Guttenberg	25.2	0.64%	75.16%	7.46%	0.18%	$151.2M
39	Peapack Private Bank and Trust Bedminster	24.6	0.82%	64.09%	8.96%	0.91%	$7.96B
40	First National Bank of Elmer Elmer	24.5	0.83%	73.79%	10.00%	0.94%	$407.8M
41	Cross River Bank Fort Lee	20.1	-0.30%	87.04%	11.78%	1.95%	$8.53B
42	Haddon Savings Bank Haddon Heights	19.4	-0.06%	103.67%	8.28%	0.15%	$421.4M
43	BCB Community Bank Bayonne	18.7	-1.70%	69.07%	10.38%	2.58%	$3.12B
44	Kearny Bank Fairfield	18.0	0.38%	72.72%	8.83%	0.70%	$7.67B
45	Haven Savings Bank Hoboken	16.7	-0.16%	101.22%	8.71%	0.32%	$986.9M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

Return on assets: higher is better.
Efficiency ratio: lower is better.
Tier 1 leverage ratio: higher is better.
Nonperforming assets ratio: lower is better.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in New Jersey?

By our financial strength score, Hana Bank USA, N.A. of Fort Lee ranks first among the 45 scored banks headquartered in New Jersey, scoring 88.8 out of 100 for Q2 2026: return on assets of 3.91%, an efficiency ratio of 55.03%, a Tier 1 leverage ratio of 25.41% and nonperforming assets of 0.00% of total assets. Amboy Bank and Parke Bank rank second and third.

How are the best banks in New Jersey ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

More in New Jersey

Largest banks in New Jersey Bank deposits in New Jersey Largest credit unions in New Jersey Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.