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Financial strength ranking · Nebraska · Call Report data as of Q2 2026

Best Banks in Nebraska by Financial Strength

American Interstate Bank ranks first among the 103 banks headquartered in Nebraska we score, with a financial strength score of 96.0 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
American Interstate Bank
Its score
96.0 of 100
Banks scored in Nebraska
103
Its return on assets
3.76%

The 100 highest scoring banks in Nebraska

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Nebraska ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 American Interstate Bank Elkhorn 96.0 3.76% 30.64% 20.06% 0.00% $132.0M
2 South Central State Bank Campbell 89.6 2.44% 47.09% 15.15% 0.00% $192.1M
3 Adams County Bank Kenesaw 82.1 1.89% 35.08% 11.82% 0.00% $241.1M
4 Cattle Bank & Trust Seward 81.7 2.19% 46.85% 12.87% 0.06% $421.9M
5 Nebraska State Bank and Trust Company Broken Bow 81.6 2.11% 51.23% 12.96% 0.00% $285.8M
6 First State Bank Loomis 81.0 1.96% 41.73% 11.76% 0.01% $232.5M
7 Heritage Bank Wood River 80.9 2.66% 33.42% 23.01% 0.58% $611.6M
8 York State Bank York 80.6 1.93% 43.72% 13.92% 0.13% $200.2M
9 Horizon Bank Waverly 79.4 3.03% 25.22% 13.96% 0.46% $574.3M
10 Town & Country Bank Ravenna 79.2 1.69% 51.92% 14.09% 0.00% $228.9M
11 The First National Bank of Gordon Gordon 77.6 2.37% 41.32% 14.09% 0.42% $357.5M
12 Auburn State Bank Auburn 77.5 1.19% 46.86% 15.07% 0.00% $251.3M
13 BankFirst Norfolk 75.9 1.89% 36.06% 15.31% 0.52% $1.21B
14 West Plains Bank Ainsworth 75.8 1.41% 55.53% 14.84% 0.00% $139.3M
15 Homestead Bank Cozad 74.2 1.60% 54.15% 18.62% 0.17% $537.0M
16 Farmers and Merchants Bank Milligan 73.7 1.87% 38.04% 11.08% 0.15% $215.4M
17 Minden Exchange Bank & Trust Company Minden 73.3 1.75% 43.37% 19.84% 0.66% $201.4M
18 Dundee Bank Omaha 73.2 2.19% 37.99% 9.61% 0.02% $975.6M
19 First Northeast Bank of Nebraska Lyons 73.0 1.34% 47.21% 13.51% 0.08% $472.6M
20 F&M Bank West Point 72.6 2.15% 56.64% 11.76% 0.06% $354.6M
21 Washington County Bank Blair 72.4 1.76% 47.97% 12.79% 0.26% $662.3M
22 F&M Bank Falls City 72.0 1.57% 55.34% 11.63% 0.00% $135.3M
23 Heartland Bank Geneva 71.7 2.18% 46.13% 10.25% 0.09% $911.1M
24 Platte Valley Bank North Bend 70.8 1.32% 51.72% 13.87% 0.10% $107.2M
25 First National Bank in Ord Ord 70.7 1.65% 57.00% 11.35% 0.00% $165.6M
26 FirstBank of Nebraska Wahoo 69.7 1.98% 34.98% 11.19% 0.43% $498.1M
27 Madison County Bank Madison 69.5 1.37% 49.22% 15.11% 0.28% $613.2M
28 First Bank and Trust of Fullerton Fullerton 67.5 1.22% 59.53% 14.20% 0.00% $108.3M
29 First State Bank Farnam 67.4 1.73% 55.85% 11.94% 0.16% $199.5M
30 Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield 66.9 1.76% 43.51% 9.45% 0.04% $232.9M
31 First Westroads Bank, Inc. Omaha 65.7 1.42% 53.53% 11.36% 0.07% $394.9M
32 Commercial State Bank Wausa 65.6 1.92% 48.37% 9.64% 0.10% $264.4M
33 Bank of Dixon County Ponca 64.7 1.83% 44.25% 13.29% 1.37% $141.7M
34 RVR Bank Fremont 64.0 2.23% 54.18% 9.77% 0.12% $570.2M
35 Five Points Bank Grand Island 63.9 1.41% 52.91% 10.30% 0.00% $2.24B
36 Henderson State Bank Henderson 63.7 1.58% 43.70% 10.41% 0.26% $678.5M
37 Riverstone Bank Eagle 63.3 1.98% 56.54% 9.74% 0.04% $593.4M
38 Exchange Bank Kearney 62.6 2.29% 33.47% 11.39% 2.45% $1.58B
39 First National Bank of Omaha Omaha 62.3 1.85% 46.76% 10.83% 0.58% $34.20B
40 Pinnacle Bank Lincoln 62.2 1.48% 44.91% 9.92% 0.14% $9.18B
41 Countryside Bank Unadilla 62.0 1.24% 60.11% 15.20% 0.20% $118.5M
42 Custer Federal State Bank Broken Bow 61.2 1.18% 63.60% 11.99% 0.00% $120.7M
43 Waypoint Bank Cozad 61.1 1.88% 53.63% 10.87% 0.42% $391.5M
44 Farmers and Merchants Bank Milford 60.3 0.91% 51.81% 10.64% 0.00% $1.05B
45 Security Bank Laurel 59.5 1.64% 61.15% 13.28% 0.47% $309.9M
46 Union Bank and Trust Company Lincoln 59.3 1.74% 57.63% 10.65% 0.24% $9.24B
47 Home Federal Savings and Loan Association of Grand Island Grand Island 59.3 1.26% 62.93% 13.38% 0.15% $562.9M
48 Enterprise Bank Omaha 59.2 0.99% 58.02% 11.15% 0.00% $574.0M
49 Banner Capital Bank Harrisburg 59.0 2.12% 49.96% 10.96% 1.07% $379.8M
50 Columbus Bank and Trust Company Columbus 58.2 1.54% 54.62% 9.47% 0.06% $274.6M
51 Western Nebraska Bank Curtis 58.1 1.53% 61.86% 10.07% 0.01% $193.3M
52 Bruning Bank Bruning 57.9 1.29% 59.31% 10.01% 0.00% $659.9M
53 Five Points Bank of Hastings Hastings 56.9 1.02% 55.64% 10.94% 0.05% $551.7M
54 Elkhorn Valley Bank & Trust Norfolk 56.6 1.11% 43.11% 10.49% 0.28% $1.49B
55 Cornhusker Bank Lincoln 56.4 1.43% 61.71% 10.12% 0.02% $1.05B
56 First Nebraska Bank Valley 54.1 1.61% 63.40% 10.32% 0.16% $371.4M
57 Adams Bank & Trust Ogallala 53.7 1.24% 64.75% 14.11% 0.39% $1.29B
58 First State Bank Nebraska Lincoln 53.1 1.52% 52.97% 9.00% 0.19% $1.13B
59 Western National Bank Chester 52.2 1.49% 61.89% 9.15% 0.02% $257.4M
60 Farmers and Merchants Bank of Ashland Ashland 52.0 1.34% 53.99% 10.00% 0.32% $152.2M
61 Premier Bank N.A. Omaha 51.6 1.46% 60.56% 12.59% 0.88% $342.4M
62 Bank of Hartington Hartington 51.1 1.39% 64.37% 9.05% 0.00% $151.0M
63 MNB Bank McCook 51.0 1.05% 63.40% 11.09% 0.09% $594.1M
64 Nebraska Bank of Commerce Lincoln 50.5 1.30% 52.76% 9.56% 0.30% $241.2M
65 Jones Bank Seward 49.6 1.18% 62.59% 11.18% 0.27% $441.2M
66 Pathway Bank Cairo 49.6 1.56% 57.84% 12.43% 2.75% $338.1M
67 Hershey Bank Hershey 49.5 1.25% 59.05% 13.24% 1.14% $141.1M
68 Nebraska Bank Dodge 48.5 1.20% 62.11% 11.39% 0.40% $551.6M
69 Sandhills State Bank North Platte 48.3 1.51% 59.73% 8.42% 0.12% $382.8M
70 Great Plains State Bank Petersburg 46.7 1.40% 50.12% 10.81% 3.50% $392.0M
71 State Nebraska Bank &TRUST Wayne 46.6 1.10% 49.34% 10.89% 1.08% $244.0M
72 Equitable Bank Grand Island 46.3 1.27% 67.91% 10.45% 0.20% $523.5M
73 Access Bank Omaha 45.4 1.13% 61.18% 10.65% 0.38% $1.10B
74 Charter West Bank West Point 43.9 1.81% 75.02% 9.27% 0.21% $547.9M
75 Bank of the Valley Bellwood 43.5 0.98% 67.21% 9.87% 0.04% $581.9M
76 Citizens State Bank Wisner 43.0 1.20% 64.34% 10.07% 0.30% $653.0M
77 West Gate Bank Lincoln 42.4 1.15% 71.84% 10.38% 0.18% $1.47B
78 Midwest Bank Pierce 42.2 1.20% 59.77% 9.40% 0.33% $1.24B
79 Security National Bank of Omaha Omaha 42.0 1.38% 64.45% 10.58% 0.76% $1.86B
80 Platte Valley Bank Scottsbluff 41.5 1.24% 59.82% 9.54% 0.44% $1.25B
81 First Central Bank Cambridge 40.8 1.41% 64.07% 11.59% 2.83% $137.8M
82 The Tri-County Bank Stuart 40.3 1.04% 66.74% 8.45% 0.01% $299.3M
83 Flatwater Bank Gothenburg 39.8 1.54% 57.35% 9.38% 1.32% $367.7M
84 Dayspring Bank Gothenburg 39.4 1.10% 57.83% 10.71% 1.27% $1.23B
85 First Community Bank Beemer 39.1 1.06% 59.49% 9.05% 0.30% $342.3M
86 State Bank of Table Rock Table Rock 38.1 1.41% 65.25% 9.72% 0.69% $150.4M
87 Cornerstone Bank York 37.9 1.35% 60.35% 9.88% 1.19% $2.73B
88 Wahoo State Bank Wahoo 36.3 0.79% 76.64% 9.03% 0.00% $116.5M
89 Legends West Bank Lewellen 35.7 0.63% 61.87% 11.47% 0.94% $157.8M
90 Security First Bank Lincoln 35.3 0.92% 65.20% 8.30% 0.12% $2.32B
91 Brunswick State Bank Brunswick 35.2 1.33% 59.29% 9.39% 1.41% $175.6M
92 Core Bank Omaha 34.3 0.75% 76.14% 9.77% 0.09% $1.07B
93 Foundation One Bank Waterloo 34.2 0.76% 66.23% 9.83% 0.30% $182.2M
94 I3 Bank Bennington 32.4 0.83% 64.83% 8.80% 0.25% $225.5M
95 Citizens Bank & Trust Company Saint Paul 31.9 0.86% 66.68% 11.45% 1.62% $242.3M
96 Lincoln Federal Savings Bank of Nebraska Lincoln 31.6 0.33% 88.16% 11.70% 0.34% $387.3M
97 Cedar Rapids State Bank Cedar Rapids 30.3 0.91% 57.60% 9.56% 1.45% $174.9M
98 Nebraskaland Bank North Platte 29.2 0.56% 70.54% 9.12% 0.20% $1.06B
99 City Bank & Trust Co. Lincoln 28.2 0.41% 62.09% 10.03% 0.88% $323.2M
100 Arbor Bank Nebraska City 27.1 1.27% 70.75% 8.69% 0.88% $701.7M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Nebraska?

By our financial strength score, American Interstate Bank of Elkhorn ranks first among the 103 scored banks headquartered in Nebraska, scoring 96.0 out of 100 for Q2 2026: return on assets of 3.76%, an efficiency ratio of 30.64%, a Tier 1 leverage ratio of 20.06% and nonperforming assets of 0.00% of total assets. South Central State Bank and Adams County Bank rank second and third.

How are the best banks in Nebraska ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

Best banks in other states

More in Nebraska

Largest banks in Nebraska Bank deposits in Nebraska Largest credit unions in Nebraska Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.