Platte Valley Bank (North Bend, NE)
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Data as of · sourced from FFIEC call reports. How we update
Platte Valley Bank is an FDIC-insured commercial bank headquartered in North Bend, NE, established in 1891 (FDIC certificate 9818), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $107.2M, up 4.1% from Q2 2025, the 103rd largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.87% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 9818
- Headquarters
- North Bend, NE
- Established
- 1891
- Total assets, Q2 2026
- $107.2M
- Assets vs Q2 2025
- +4.1%
- Tier 1 leverage ratio, Q2 2026
- 13.87%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 104908134
- Holding company
- PLATTE VALLEY BANCORP, INC.
- Asset rank in state
- 103rd of 138 in Nebraska
Platte Valley Bank, based in North Bend, Nebraska, reported $107 million in assets at June 30, 2026, up 4.1% from a year earlier. It holds commercial real estate loans equal to only 25% of its capital, a small fraction of the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. It also grew its loan book 15.8% over the year, about triple the median of 5.5% for banks its size.
Net income for the quarter rose 24% from a year earlier, to $353,000. Over the same year, loans grew 15.8% and deposits grew 4.3%.
As of June 30, 2026, Platte Valley Bank reported a return on assets of 1.32%, a nonperforming-loan ratio of 0.19% and a Texas ratio of 0.71%. The figures come from its call report filed with the FFIEC.
Of the 138 banks headquartered in Nebraska, Platte Valley Bank is the 103rd largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.4% to $107.2M, loans rose 4.2% and deposits rose 1.1%. Its loan book on June 30, 2026 was led by agricultural production loans, at 45.3% of total loans, followed by farmland and other real estate loans at 19.5%. The FDIC Summary of Deposits lists a single office for it, in North Bend, NE. On its Q2 2026 call report, Platte Valley Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 606 Main St, North Bend, NE 68649
- County
- Dodge
- Metro Area
- Fremont, NE
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 27, 1891
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 10
- Domestic deposits
- $92.9M
- Allowance for credit losses
- $760K
- Net charge-offs (YTD)
- $0
- Average total assets
- $106.8M
- Average total loans
- $52.9M
- Average interest-bearing deposits
- $72.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 9818
- Fed RSSD
- 45056
- Website
- www.pvbonline.com →
- Parent Holding Company
- PLATTE VALLEY BANCORP, INC. (RSSD 4045027)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Platte Valley Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Platte Valley Bank's total assets ran between $96.0M (Q1 2024) and $107.2M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$107.2M total assets against $103.0M; $93.5M total liabilities against $89.7M.
$52.2M net loans and leases against $45.1M; $92.9M total deposits against $89.1M.
$35.6M securities against $35.9M; $17.6M cash and balances due against $20.1M.
$1.3M total interest income against $1.3M; $376K total interest expense against $428K.
$960K net interest income against $840K.
$60K total noninterest income against $65K; $533K total noninterest expense against $534K.
$40K provision for credit losses against $15K.
$353K net income against $284K.
1.32% return on assets against 1.09%; 3.74% net interest margin against 3.38%.
13.87% tier 1 leverage ratio against 14.05%.
Inside the full Platte Valley Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freePlatte Valley Bank rankings
Its closest position to the top of a national ranking is 916 of 3,606, for efficiency ratio; its furthest is 3,616 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.75% (Q3 2024) to 1.32% (Q2 2026) and its net interest margin ran from 3.02% (Q3 2024) to 3.74% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.87% | 1.32% | 0.19% | 0.71% | 3.74% |
| Q1 2026 | 13.59% | 1.25% | 0.21% | 0.75% | 3.57% |
| Q4 2025 | 13.35% | 0.83% | 0.33% | 1.29% | 3.50% |
| Q3 2025 | 14.30% | 1.18% | 0.37% | 1.23% | 3.53% |
| Q2 2025 | 14.05% | 1.09% | 0.02% | 0.08% | 3.38% |
| Q1 2025 | 14.07% | 0.94% | 0.02% | 0.08% | 3.22% |
| Q4 2024 | 14.39% | 0.86% | 0.02% | 0.10% | 3.17% |
| Q3 2024 | 14.61% | 0.75% | 0.03% | 0.09% | 3.02% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Platte Valley Bank (main office) | North Bend , NE | 68649 | $92.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NE, rank 114 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $72K approved, $72K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2007 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Platte Valley Bank
What are Platte Valley Bank's total assets?
As of the Q2 2026 filing, Platte Valley Bank reported total assets of $107.2 million in its FFIEC call report.
Where is Platte Valley Bank headquartered?
It is headquartered in North Bend, NE, United States.
When was Platte Valley Bank founded?
It was established in 1891, per the FDIC institution directory.
Is Platte Valley Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #9818). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Platte Valley Bank?
Platte Valley Bank's primary federal regulator is the FDIC.
How many branches does Platte Valley Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Platte Valley Bank's Texas Ratio?
Its Texas Ratio is 0.71% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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