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BanksBank of Lindsay

Bank of Lindsay

LINDSAY, NESmallEst. Apr 15, 1953FDIC #19087RSSD #111157FDIC
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Operating from Lindsay, NE, Bank of Lindsay serves its local market as an FDIC-insured commercial bank, in the Columbus, Ohio metropolitan region. As of Q1 2026, the bank held approximately $101M in total assets and $74M in deposits. Profitability runs below industry average — 0.27% ROA, 2.89% ROE, with NIM at 3.04%. Regulatory capital is solid — 10.94% CET1 and 11.83% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.

Headquarters Profile

Address
102 Pine St, LINDSAY, NE 68644
County
Platte
Metro Area
COLUMBUS, NE
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
11
Established
April 15, 1953
Branches
1 domestic
Employees (FTE)
16
FDIC Cert
19087
Fed RSSD
111157
Assets
$101M
Deposits
$74M
Loans
$79M
Equity
$9M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Loan-to-Deposit at 106.8% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3110.94%0.27%0.00%0.00%3.04%
2025-12-3110.68%1.18%0.00%0.00%3.15%
2025-09-3010.16%0.79%0.00%0.00%3.43%
2025-06-3011.31%0.64%0.00%0.00%3.31%
2025-03-3110.49%0.41%0.00%0.00%3.04%
2024-12-319.86%0.52%0.00%0.00%3.20%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Bank of Lindsay

What are Bank of Lindsay's total assets?

As of the Q1 2026 filing, Bank of Lindsay reported total assets of $100.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bank of Lindsay headquartered?

Bank of Lindsay is headquartered in LINDSAY, NE, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bank of Lindsay founded?

Bank of Lindsay was established in 1953, per the FDIC institution directory.

Is Bank of Lindsay FDIC-insured?

Yes. Bank of Lindsay is an FDIC-insured commercial bank (FDIC Certificate #19087). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Lindsay?

Bank of Lindsay's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bank of Lindsay's CET1 capital ratio?

Bank of Lindsay reported a Common Equity Tier 1 (CET1) capital ratio of 10.94% in its most recent quarterly filing — above regulatory minimums.

How many branches does Bank of Lindsay operate?

Bank of Lindsay operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Bank of Lindsay's Texas Ratio?

Bank of Lindsay's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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