First State Bank of Harvey
Operating from Harvey, ND, First State Bank of Harvey serves its local market as an FDIC-insured commercial bank. First State Bank of Harvey's Q1 2026 balance sheet shows $100M in assets funded primarily by $92M in customer deposits. Profitability tracks the broader industry — ROA 0.97%, ROE 12.51%, NIM 2.85%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.24% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 5.73% Texas Ratio. It operates 2 branches, primarily in North Dakota.
Headquarters Profile
- Address
- 700 Lincoln Ave, HARVEY, ND 58341
- County
- Wells
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- June 5, 1913
- Branches
- 2 domestic
- Employees (FTE)
- 15
- FDIC Cert
- 8383
- Fed RSSD
- 997557
- Website
- www.firstharvey.com →
- Parent Holding Company
- FIRST HARVEY BANCORPORATION, INC. (RSSD 1128666)
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First State Bank of Harvey rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about First State Bank of Harvey
What are First State Bank of Harvey's total assets?
As of the Q1 2026 filing, First State Bank of Harvey reported total assets of $100.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First State Bank of Harvey headquartered?
First State Bank of Harvey is headquartered in HARVEY, ND, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First State Bank of Harvey founded?
First State Bank of Harvey was established in 1913, per the FDIC institution directory.
Is First State Bank of Harvey FDIC-insured?
Yes. First State Bank of Harvey is an FDIC-insured commercial bank (FDIC Certificate #8383). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First State Bank of Harvey?
First State Bank of Harvey's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does First State Bank of Harvey operate?
First State Bank of Harvey operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First State Bank of Harvey's Texas Ratio?
First State Bank of Harvey's Texas Ratio is 5.73% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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